Fastest-Appreciating ZIP Codes in Sacramento-Roseville-Folsom, CA (2026)

Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.

# ZIP City Home value Rent Cap rate 5-yr growth
1 96146 Olympic Valley, CA $1,036,376 $3,983 3.00% 3.5%
2 95650 Loomis, CA $953,316 $2,088 1.71% 3.0%
3 95746 Granite Bay, CA $1,174,698 $3,694 2.45% 2.8%
4 95658 Newcastle, CA $951,609 $1,845 1.51% 2.7%
5 96145 Tahoe City, CA $1,277,165 $4,870 2.97% 2.7%
6 95653 Madison, CA $382,950 $1,719 3.50% 2.5%
7 95663 Penryn, CA $954,289 $1,962 1.60% 2.5%
8 95864 Sacramento, CA $755,230 $2,352 2.43% 2.4%
9 95661 Roseville, CA $698,200 $2,218 2.48% 2.3%
10 95693 Wilton, CA $975,171 $2,232 1.79% 2.3%
11 95762 El Dorado Hills, CA $919,869 $3,157 2.68% 2.2%
12 95695 Woodland, CA $521,357 $1,966 2.94% 2.2%
13 95626 Elverta, CA $516,691 $1,917 2.89% 2.2%
14 95672 Rescue, CA $842,025 $2,385 2.21% 2.2%
15 95824 Sacramento, CA $369,817 $1,514 3.19% 2.1%
16 95638 Herald, CA $819,633 $1,980 1.88% 2.1%
17 95776 Woodland, CA $601,150 $2,840 3.69% 2.1%
18 95823 Sacramento, CA $429,983 $2,081 3.78% 2.0%
19 95624 Elk Grove, CA $638,668 $2,688 3.28% 2.0%
20 95682 Shingle Springs, CA $671,272 $2,221 2.58% 2.0%
21 96143 Kings Beach, CA $792,910 $6,000 5.90% 2.0%
22 95641 Isleton, CA $408,432 $1,233 2.35% 2.0%
23 95610 Citrus Heights, CA $510,808 $1,882 2.87% 1.9%
24 95757 Elk Grove, CA $695,488 $2,911 3.26% 1.9%
25 95660 Sacramento, CA $388,922 $2,215 4.44% 1.9%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →