Most Affordable ZIP Codes in Sacramento-Roseville-Folsom, CA (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 95735 | Twin Bridges, CA | $320,896 | $1,953 | 4.75% | -0.3% |
| 2 | 95815 | Sacramento, CA | $359,178 | $1,935 | 4.20% | 1.2% |
| 3 | 95824 | Sacramento, CA | $369,817 | $1,514 | 3.19% | 2.1% |
| 4 | 95653 | Madison, CA | $382,950 | $1,719 | 3.50% | 2.5% |
| 5 | 95660 | Sacramento, CA | $388,922 | $2,215 | 4.44% | 1.9% |
| 6 | 95838 | Sacramento, CA | $400,382 | $2,191 | 4.27% | 1.5% |
| 7 | 95820 | Sacramento, CA | $404,452 | $2,189 | 4.22% | 1.1% |
| 8 | 95634 | Georgetown, CA | $413,952 | $2,169 | 4.09% | -0.1% |
| 9 | 95605 | West Sacramento, CA | $416,280 | $2,194 | 4.11% | 1.6% |
| 10 | 95832 | Sacramento, CA | $422,014 | $2,228 | 4.12% | 1.0% |
| 11 | 95823 | Sacramento, CA | $429,983 | $2,081 | 3.78% | 2.0% |
| 12 | 95626 | Elverta, CA | $516,691 | $1,917 | 2.89% | 2.2% |
| 13 | 95695 | Woodland, CA | $521,357 | $1,966 | 2.94% | 2.2% |
| 14 | 95614 | Cool, CA | $530,572 | $2,835 | 4.17% | 0.9% |
| 15 | 95776 | Woodland, CA | $601,150 | $2,840 | 3.69% | 2.1% |
| 16 | 95624 | Elk Grove, CA | $638,668 | $2,688 | 3.28% | 2.0% |
| 17 | 95661 | Roseville, CA | $698,200 | $2,218 | 2.48% | 2.3% |
| 18 | 95864 | Sacramento, CA | $755,230 | $2,352 | 2.43% | 2.4% |
| 19 | 96143 | Kings Beach, CA | $792,910 | $6,000 | 5.90% | 2.0% |
| 20 | 95672 | Rescue, CA | $842,025 | $2,385 | 2.21% | 2.2% |
| 21 | 96148 | Tahoe Vista, CA | $873,055 | $4,960 | 4.43% | 1.1% |
| 22 | 95762 | El Dorado Hills, CA | $919,869 | $3,157 | 2.68% | 2.2% |
| 23 | 96146 | Olympic Valley, CA | $1,036,376 | $3,983 | 3.00% | 3.5% |
| 24 | 95746 | Granite Bay, CA | $1,174,698 | $3,694 | 2.45% | 2.8% |
| 25 | 96145 | Tahoe City, CA | $1,277,165 | $4,870 | 2.97% | 2.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Sacramento-Roseville-Folsom, CA · Appreciation in Sacramento-Roseville-Folsom, CA
Or see the full Sacramento-Roseville-Folsom, CA metro profile.