Real Estate Investing in Roseville, California (95661)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95661 (Roseville, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 26.2 — hard to cash-flow at these prices.
What’s happening in Roseville, CA (95661)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95661 Roseville
The 95661 ZIP in Roseville, CA is a local-operator market. Outside capital chasing a $698K entry has to pair deep knowledge with the discount.
Distressed markets are won on execution, not on spreadsheets. ZIP 95661 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Within CA, ZIP 95661 trails on several market indicators that neighboring Placer County submarkets outperform. The gap is real and impressive enough to shape underwriting.
The demographic picture in 95661 includes headwinds that any investor should price in. Income distribution skews lower than Roseville averages, and tenant stability requires active management.
The right play in 95661 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Roseville:
Property Strategy for 95661
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $431,746 | $2,630 | 4.4% | +4.2% | $215,873 |
| 3BR | $586,363 | $3,500 | 4.3% | +5.0% | $195,454 |
| 4BR | $758,324 | $4,040 | 3.8% | +5.5% | $189,581 |
| 5BR | $1,031,754 | — | — | +6.4% | $206,351 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95661 Compare?
| Metric | 95661 | Roseville | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $698,200 | $639,655 | N/A | $761,003 |
| 5-Year CAGR | 2.3% | 1.9% | N/A | 5.7% |
| Avg Rent | $2,218 | $2,533 | N/A | - |
| Cap Rate | 2.5% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95661 (Roseville, CA). Anonymous, moderated, never written by AI.
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Property managers serving Placer County
Manage rentals here? List your business →B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website
Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website
One Nest Real Estate & Property Management provides real estate and property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $698,200 |
| Monthly Rent | $2,218 |
| Price-to-Rent | 26.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 4.8% |
📈 Home Appreciation
| 1-Year | +3.2% ▲ |
| 3-Year CAGR | +2.3% ▲ |
| 5-Year CAGR | +2.3% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | -5.1% ▼ |
| 3-Year CAGR | +0.5% ▲ |
| 5-Year CAGR | +1.3% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95661
Population: 32,599
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95661
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Bradford Woodbridge Fundamental Elementary
Adelante High (Continuation)
Independence High (Alternative)
Ferris Spanger Elementary
Thomas Jefferson Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 12,179 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much do tenants pay in Roseville, CA?
Expect rents around $2,218/mo per month in Roseville, CA. With home values at $698K, the yield math works out to reasonable levels for rental investors.
What real estate strategy is ideal for Roseville, CA?
For Roseville, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Is Roseville, CA a good market for buy-and-hold investors?
Investors tracking Roseville, CA will find a 3.0/5 rating supported by $698K median home values and $2,218/mo rents. That profile suits long-term holders targeting steady returns.
How strong is the working-renter base in Roseville, CA?
Tenant demand in Roseville, CA is solid. The local workforce $2,218/mo rents across most rental classes.
Is vacancy a concern in Roseville, CA?
Expect elevated vacancy in Roseville, CA. Rents at $2,218/mo are absorbed by the tenant base without meaningful lag.
You know 95661 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95661 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95661 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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