Real Estate Investing in Roseville, California (95678)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95678 (Roseville, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Roseville, CA (95678)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95678 Roseville
Not every below-median market is a bargain. Roseville's 95678 ZIP registers signals that favor experienced operators who can absorb the risk $549K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95678 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Roseville have seen price recovery that 95678 has not matched. Placer County data supports the view that the spread is structural rather than temporary.
The demographic picture in 95678 includes headwinds that any investor should price in. Income distribution skews lower than Roseville averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 95678 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Roseville:
Property Strategy for 95678
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $319,763 | $2,230 | 5.0% | +5.3% | $319,763 |
| 2BR | $404,514 | $2,750 | 4.9% | +4.7% | $202,257 |
| 3BR | $525,529 | $3,660 | 5.0% | +4.6% | $175,176 |
| 4BR | $653,662 | $4,220 | 4.6% | +4.8% | $163,416 |
| 5BR | $780,566 | — | — | +5.3% | $156,113 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95678 Compare?
| Metric | 95678 | Roseville | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $549,223 | $639,655 | N/A | $761,003 |
| 5-Year CAGR | 1.6% | 1.9% | N/A | 5.7% |
| Avg Rent | $2,457 | $2,533 | N/A | - |
| Cap Rate | 3.5% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95678 (Roseville, CA). Anonymous, moderated, never written by AI.
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Property managers serving Placer County
Manage rentals here? List your business →B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website
Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website
One Nest Real Estate & Property Management provides real estate and property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $549,223 |
| Monthly Rent | $2,457 |
| Price-to-Rent | 18.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +1.4% ▲ |
| 5-Year CAGR | +1.6% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +3.2% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95678
Population: 45,744
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95678
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 12,179 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much does a house cost in Roseville, CA?
Median home price in Roseville, CA is near $549K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.
What is the average monthly rent in Roseville, CA?
Investors in Roseville, CA typically see rents near $2,457/mo per month against $549K home values - a solid setup for rental cash flow.
How strong is the working-renter base in Roseville, CA?
Roseville, CA offers a stable renter base at the $2,457/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is rental property easy to operate in Roseville, CA?
CA law tenant-protective for landlords, and Roseville inherits those rules. Investors should still review local ordinances for rental licensing.
Is Roseville, CA a smart market for rental property?
Yes - Roseville, CA a 2.0/5 investability score. With $549K home prices against $2,457/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 95678 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95678 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95678 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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