Real Estate Investing in Rocklin, California (95765)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95765 (Rocklin, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Flat appreciation: Values have barely moved over 5 years (1.4% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rocklin, CA (95765)?
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Market Analysis: 95765 Rocklin
Not every below-median market is a bargain. Rocklin's 95765 ZIP clocks in at signals that favor experienced operators who can absorb the risk $725K pricing implies.
Looking more closely, the numbers look inviting — $725K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95765 is substantial and deserves full respect.
Regionally, 95765 sits on the difficult end of the CA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 95765 includes headwinds that any investor should price in. Income distribution skews lower than Rocklin averages, and tenant stability requires active management.
Strategy in 95765 is an operator game, not a passive one. Turning to rents, entry prices of $725K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Rocklin:
Property Strategy for 95765
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $550,921 | $2,980 | 3.9% | +4.2% | $275,461 |
| 3BR | $612,648 | $3,970 | 4.7% | +4.3% | $204,216 |
| 4BR | $734,319 | $4,570 | 4.5% | +4.3% | $183,580 |
| 5BR | $907,872 | — | — | +5.0% | $181,574 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95765 Compare?
| Metric | 95765 | Rocklin | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $724,610 | $691,292 | N/A | $761,003 |
| 5-Year CAGR | 1.4% | 1.6% | N/A | 5.7% |
| Avg Rent | $2,641 | $2,505 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95765 (Rocklin, CA). Anonymous, moderated, never written by AI.
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Property managers serving Placer County
Manage rentals here? List your business →B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website
Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website
One Nest Real Estate & Property Management provides real estate and property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $724,610 |
| Monthly Rent | $2,641 |
| Price-to-Rent | 22.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.8% |
| 5-Year IRR | 4.2% |
📈 Home Appreciation
| 1-Year | +1.8% ▲ |
| 3-Year CAGR | +0.7% ▲ |
| 5-Year CAGR | +1.4% ▲ |
| 10-Year CAGR | +4.7% ▲ |
🏠 Rent Trends
| 1-Year | -0.7% ▼ |
| 3-Year CAGR | +1.0% ▲ |
| 5-Year CAGR | +1.6% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95765
Population: 43,225
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95765
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 12,179 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Rocklin in CA worth investing in?
Rocklin, CA scores 2.0/5 for investability. Home values sit at $725K and rents near $2,641/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What monthly rent should investors expect in Rocklin, CA?
Rocklin, CA rentals go for roughly $2,641/mo a month. That puts gross yield in solid territory relative to $725K acquisition costs.
How quickly do rentals get leased in Rocklin, CA?
Rocklin, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.
What is the median home value in Rocklin, CA?
Rocklin, CA median home values land near $725K. That is reasonable territory for investors looking at $2,641/mo-per-month rentals.
What does house hacking look like in Rocklin, CA?
House hacking in Rocklin, CA is reasonable to execute. Prices around $725K and rents of $2,641/mo solid owner-occupant economics.
You know 95765 now. You don’t know where it ranks.
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How 95765 ranks in Sacramento-Roseville-Folsom, CA
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