Real Estate Investing in Rocklin, California (95677)
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Should you buy in 95677 (Rocklin, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rocklin, CA (95677)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95677 Rocklin
This part of Placer County is not an easy win. The 95677 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $658K asset, 95677 is the wrong submarket. If the plan prices in friction, the yield can still work.
On the rental side, 95677 offers a low basis, the region around Rocklin has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 95677 ZIP's population of 28,873 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
New investors are better served looking at Rocklin's stable or hybrid ZIPs before stepping into 95677. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Rocklin:
Property Strategy for 95677
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $395,865 | $2,780 | 5.1% | +3.4% | $197,932 |
| 3BR | $576,825 | $3,700 | 4.6% | +4.4% | $192,275 |
| 4BR | $739,765 | $4,270 | 4.2% | +4.7% | $184,941 |
| 5BR | $1,008,547 | — | — | +5.5% | $201,709 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95677 Compare?
| Metric | 95677 | Rocklin | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $657,974 | $691,292 | N/A | $761,003 |
| 5-Year CAGR | 1.9% | 1.6% | N/A | 5.7% |
| Avg Rent | $2,368 | $2,505 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95677 (Rocklin, CA). Anonymous, moderated, never written by AI.
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Property managers serving Placer County
Manage rentals here? List your business →B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website
Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website
One Nest Real Estate & Property Management provides real estate and property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $657,974 |
| Monthly Rent | $2,368 |
| Price-to-Rent | 23.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 4.7% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +1.5% ▲ |
| 5-Year CAGR | +1.9% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | -6.6% ▼ |
| 3-Year CAGR | -0.3% ▼ |
| 5-Year CAGR | 0.0% ▼ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95677
Population: 28,873
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95677
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,706 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is CA a landlord-friendly state?
The landlord environment in Rocklin, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
Are renters plentiful in Rocklin, CA?
Rocklin, CA draws a steady base of working renters. Demand at the $2,368/mo rent level is reasonable for standard single-family and small multi rentals.
What are rental rates like in Rocklin, CA?
Rental rates in Rocklin, CA average $2,368/mo. Tenant demand and $658K home values make the yield look reasonable by investor standards.
What does house hacking look like in Rocklin, CA?
The a challenging house-hack environment in Rocklin, CA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What price range are homes in Rocklin, CA?
Median home price in Rocklin, CA is near $658K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
You know 95677 now. You don’t know where it ranks.
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How 95677 ranks in Sacramento-Roseville-Folsom, CA
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