Real Estate Investing in Loomis, California (95650)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95650 (Loomis, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 38.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Loomis, CA (95650)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95650 Loomis
Investors eyeing 95650 need to respect the fundamentals at play. Home values of $953K come alongside slower price movement and elevated management overhead.
Rent of $2,088/mo on a $953K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95650 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 95650 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 95650 ZIP's population of 13,314 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.
New investors are better served looking at Loomis's stable or hybrid ZIPs before stepping into 95650. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Loomis:
Property Strategy for 95650
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $589,254 | $2,320 | 2.8% | +5.4% | $294,627 |
| 3BR | $764,443 | $3,090 | 2.9% | +5.8% | $254,814 |
| 4BR | $1,132,570 | $3,560 | 2.3% | +6.6% | $283,143 |
| 5BR | $1,736,962 | — | — | +6.7% | $347,392 |
Market Trends
Home Value History (with trend line)
📊 How Does 95650 Compare?
| Metric | 95650 | Loomis | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $953,316 | $953,316 | N/A | $761,003 |
| 5-Year CAGR | 3.0% | 3.0% | N/A | 5.7% |
| Avg Rent | $2,088 | $2,088 | N/A | - |
| Cap Rate | 1.7% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95650 (Loomis, CA). Anonymous, moderated, never written by AI.
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Property managers serving Placer County
Manage rentals here? List your business →B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website
Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website
One Nest Real Estate & Property Management provides real estate and property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $953,316 |
| Monthly Rent | $2,088 |
| Price-to-Rent | 38.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.6% |
| Cap Rate | 1.7% |
| 5-Year IRR | 4.7% |
📈 Home Appreciation
| 1-Year | +5.7% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95650
Population: 13,314
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95650
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,706 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the median home value in Loomis, CA?
Median home price in Loomis, CA is near $953K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
Which real estate strategy fits Loomis, CA?
In Loomis, CA the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $953K prices and $2,088/mo rents suits that approach.
What do landlords charge for rent in Loomis, CA?
Rental rates in Loomis, CA average $2,088/mo. Tenant demand and $953K home values make the yield look reasonable by investor standards.
How strict are landlord regulations in Loomis, CA?
CA law tenant-protective for landlords, and Loomis inherits those rules. Investors should still review local ordinances for rental licensing.
Is house hacking profitable in Loomis, CA?
House hacking in Loomis, CA is a challenging. With home values around $953K and rents at $2,088/mo, owner-occupants can offset a meaningful share of PITI.
You know 95650 now. You don’t know where it ranks.
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How 95650 ranks in Sacramento-Roseville-Folsom, CA
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