Last Updated: [December 13th, 2025]

IMPORTANT NOTICE – DISPUTE RESOLUTION. These Terms contain a binding arbitration agreement, a waiver of class actions, and a waiver of jury trial rights that affect your legal rights. Please read carefully.

These Terms and Conditions (“Terms”) govern your access to and use of REPIT.org, including any subpages, tools, calculators, data views, analytics, ratings, AI features, downloads, subscriptions, and related services (collectively, the “Service”).

The Service is operated by REPIT.org (“REPIT,” “we,” “us,” “our”). Certain technology, operations, or services may be affiliated with or supported by GigHz. Regardless of how any services are provided, neither REPIT nor GigHz—nor any of their owners, officers, employees, contractors, affiliates, agents, or representatives—assume any liability to you as a result of your use of the Service.

1) ACCEPTANCE OF TERMS (VISITORS + SIGNUPS)

By accessing, browsing, viewing, or using any part of the Service (including free pages), you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not access or use the Service.

If you create an account or subscribe, you will be required to affirmatively accept these Terms (e.g., via checkbox). Such acceptance is in addition to, not in lieu of, the binding effect of use by visitors.

2) INFORMATIONAL PURPOSE ONLY — NO ADVICE; NO PROFESSIONAL RELATIONSHIP

The Service is provided solely for general informational and educational purposes.

REPIT and GigHz do not provide and nothing on the Service constitutes:

  • financial advice, investment advice, or investment recommendations

  • legal advice, tax advice, or accounting advice

  • real estate brokerage services

  • appraisals, valuations, or property condition assessments

  • fiduciary services or any duty of care beyond what is expressly stated in these Terms

No content on the Service is an offer, solicitation, endorsement, or recommendation to buy, sell, finance, or hold any asset, security, or real estate interest. You are solely responsible for your decisions, including whether to consult licensed professionals.

3) NO GUARANTEE OF ACCURACY, COMPLETENESS, AVAILABILITY, OR TIMELINESS

The Service may incorporate:

  • third-party data and public sources

  • proprietary calculations, assumptions, proxies, estimates, smoothing, modeling, normalization, and inferred values

  • user inputs and automated outputs

You acknowledge and agree that any information provided may be inaccurate, incomplete, delayed, outdated, estimated, revised, non-current, or unavailable at any time. Market conditions and laws change rapidly. Historical data does not predict future results.

REPIT and GigHz make no representations or warranties regarding accuracy, completeness, reliability, timeliness, availability, or fitness for any purpose.

4) SCORES, RATINGS, RANKINGS & “METHODology” DISCLAIMER (NO LINK REQUIRED)

Any star ratings, grades, scores, rankings, “confidence” metrics, investability metrics, ROI metrics, appreciation metrics, or similar outputs (collectively, “Ratings”) are:

  • not facts, not guarantees, and not predictions

  • not standardized and may not align with third-party methods

  • derived from REPIT’s proprietary research, internal frameworks, selected inputs, weightings, and analytical judgment

You acknowledge that:

  • methodologies may change without notice

  • weightings and definitions are subjective

  • different analysts may reasonably disagree

  • outputs depend on assumptions and data quality

Ratings must not be relied upon as a substitute for independent due diligence, professional advice, or verification.

5) NO RELIANCE; ASSUMPTION OF RISK

You agree that you will not rely on the Service as the primary basis for any decision involving investing, purchasing, selling, financing, underwriting, property management, tenant selection, market selection, risk assessment, or portfolio allocation.

You assume all risks arising from your use of the Service, including risks related to:

  • leverage, financing, interest rates, and refinancing

  • vacancy, tenant behavior, repairs, capex, and operating costs

  • legal/regulatory changes, taxes, insurance, and compliance

  • local market dynamics and liquidity constraints

6) AI & AUTOMATED OUTPUTS (INCLUDING “HALLUCINATIONS”)

The Service may include AI-generated or automated outputs. You acknowledge that such outputs may be incorrect, incomplete, misleading, or fabricated. AI outputs are provided “AS IS” and must be independently verified. REPIT and GigHz disclaim any responsibility for AI outputs and any use of them.

7) THIRD-PARTY DATA, LINKS, APIS, AND SERVICES

The Service may display or rely on third-party datasets, providers, APIs, or websites. REPIT and GigHz do not control those sources and are not responsible for:

  • their accuracy, completeness, legality, or availability

  • changes, discontinuation, errors, or omissions

  • third-party terms or pricing

Your use of third-party services is at your own risk and subject to their terms.

8) SUBSCRIPTIONS, BILLING, CHARGEBACKS; NO REFUNDS

Unless required by law, all fees are final and non-refundable. You are responsible for all charges incurred under your account, including recurring subscription charges until cancellation.

You agree not to initiate chargebacks except for unauthorized transactions. Excessive chargebacks, payment disputes, or suspected fraud may result in immediate suspension or termination.

REPIT may change pricing, features, tiers, limits, or included quotas at any time, with or without notice, to the extent permitted by law.

9) PERMITTED USE; PROHIBITED CONDUCT (ANTI-SCRAPING)

You may use the Service only for lawful, personal, and non-competitive purposes unless REPIT provides written permission.

You may not:

  • scrape, crawl, spider, harvest, or use automated means to extract data or content

  • copy, reproduce, sell, resell, license, distribute, or commercially exploit the Service or outputs

  • reverse engineer, decompile, or attempt to derive source code, models, scoring logic, or datasets

  • bypass paywalls, access controls, quotas, or authentication

  • use the Service to build or enhance a competing product, dataset, or model

  • interfere with security, integrity, or availability of the Service

REPIT may throttle, block, suspend, or pursue legal remedies for violations.

10) INTELLECTUAL PROPERTY

All rights, title, and interest in the Service—including content, software, designs, compilations, datasets, scores, models, and methodologies—are owned by REPIT and/or GigHz or their licensors and are protected by applicable laws.

No rights are granted except as expressly stated in these Terms.

11) TERMINATION; SUSPENSION

REPIT may suspend or terminate access at any time, with or without notice, for any reason, including suspected violations, abuse, security risk, or nonpayment.

Upon termination, your right to use the Service ceases immediately. Sections that by their nature should survive (including disclaimers, limitations, arbitration, and indemnity) survive.

12) DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

REPIT AND GIGHZ DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND ERROR-FREE OPERATION.

13) LIMITATION OF LIABILITY (REPIT + GIGHZ)

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL REPIT OR GIGHZ (OR THEIR RESPECTIVE OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AGENTS, OR REPRESENTATIVES) BE LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, INCLUDING:

  • direct or indirect losses

  • lost profits, lost opportunity, lost revenue

  • investment losses, financing losses, or market losses

  • business interruption

  • data loss

  • reliance damages

  • incidental, special, consequential, exemplary, or punitive damages

THIS APPLIES REGARDLESS OF THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, STATUTE, OR OTHERWISE), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

If liability is nevertheless imposed, total cumulative liability shall not exceed the lesser of:

  • the amount you paid to REPIT in the prior twelve (12) months, or

  • $100 USD

14) INDEMNIFICATION

You agree to defend, indemnify, and hold harmless REPIT and GigHz and their related parties from and against any claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

  • your use or misuse of the Service

  • your decisions or actions based on the Service

  • your violation of these Terms

  • your infringement or alleged infringement of any rights of any person or entity

15) DISPUTE RESOLUTION – BINDING ARBITRATION; CLASS ACTION WAIVER; JURY TRIAL WAIVER

A. Informal Resolution First. Before initiating arbitration, you agree to submit a notice describing the dispute through https://repit.org/contact/ and allow at least 30 days to attempt informal resolution.

B. Binding Arbitration. If not resolved informally, any dispute, claim, or controversy arising out of or relating to the Service or these Terms shall be resolved by binding arbitration administered by a reputable arbitration provider, under its consumer rules, conducted on an individual basis.

C. No Class Actions / Representative Actions. You and REPIT agree that disputes will be brought only in an individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding.

D. Waiver of Jury Trial. You and REPIT knowingly and voluntarily waive any right to a jury trial.

E. Exceptions. Either party may seek injunctive or equitable relief in court to protect intellectual property rights, prevent unauthorized access/scraping, or address security breaches.

F. Severability of Arbitration Terms. If any part of this Section is found unenforceable, the remaining parts remain in effect to the maximum extent permitted.

16) GOVERNING LAW; VENUE

These Terms are governed by the laws of [Your State], without regard to conflict-of-law rules. To the extent any dispute is permitted in court notwithstanding the arbitration provision, you agree to exclusive venue and jurisdiction in state or federal courts located in [Your State], and you waive objections to venue or forum non conveniens.

17) CHANGES TO THE SERVICE OR TERMS

REPIT may modify the Service, features, tiers, limits, and these Terms at any time. Continued use of the Service after changes means you accept the updated Terms.

18) ELECTRONIC COMMUNICATIONS

You consent to receive communications electronically (including notices, disclosures, and updates). Electronic communications satisfy legal requirements that such communications be in writing.

19) SEVERABILITY; WAIVER; ASSIGNMENT

If any provision is held invalid or unenforceable, the remainder remains effective. REPIT’s failure to enforce any provision is not a waiver. REPIT may assign these Terms at any time.

20) CONTACT (ALL INQUIRIES)

All inquiries, including legal notices, must be submitted through:

https://repit.org/contact/