Real Estate Investing in Penryn, California (95663)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95663 (Penryn, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 40.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Penryn, CA (95663)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95663 Penryn
Investors eyeing 95663 need to respect the fundamentals at play. Home values of $954K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 95663 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 95663 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 95663 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The right play in 95663 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Penryn:
Property Strategy for 95663
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $693,099 | $2,180 | 2.3% | +4.0% | $346,550 |
| 3BR | $861,332 | $2,900 | 2.4% | +5.9% | $287,111 |
| 4BR | $1,122,010 | $3,350 | 2.1% | +6.6% | $280,502 |
Market Trends
Home Value History (with trend line)
📊 How Does 95663 Compare?
| Metric | 95663 | Penryn | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $954,289 | $954,289 | N/A | $761,003 |
| 5-Year CAGR | 2.5% | 2.5% | N/A | 5.7% |
| Avg Rent | $1,962 | $1,962 | N/A | - |
| Cap Rate | 1.6% | 1.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95663 (Penryn, CA). Anonymous, moderated, never written by AI.
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Property managers serving Placer County
Manage rentals here? List your business →B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website
Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website
One Nest Real Estate & Property Management provides real estate and property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $954,289 |
| Monthly Rent | $1,962 |
| Price-to-Rent | 40.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.5% |
| Cap Rate | 1.6% |
| 5-Year IRR | 4.1% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +3.4% ▲ |
| 5-Year CAGR | +2.5% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95663
Population: 3,126
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95663
Schools in This ZIP Code
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
Newcastle Elementary
Ophir STEAM Academy
Newcastle Charter
Harvest Ridge Cooperative Charter
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,706 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much does a house cost in Penryn, CA?
In Penryn, CA the median home value sits at $954K. Against the broader CA market, that reads as reasonable for most investors.
How landlord-friendly is Penryn, CA?
Landlord-friendliness in Penryn, CA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Do landlords face vacancy issues in Penryn, CA?
Expect elevated vacancy in Penryn, CA. Rents at $1,962/mo are absorbed by the tenant base without meaningful lag.
Can owner-occupants cash flow in Penryn, CA?
Penryn, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $954K price point reasonable to enter.
Is it easy to find good tenants in Penryn, CA?
The renter base in Penryn, CA is reasonable for the $1,962/mo price point. Screening well and pricing to market typically yields measured tenants.
You know 95663 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95663 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95663 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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