Best ZIP Codes for Cash Flow in Sacramento-Roseville-Folsom, CA (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 96143 | Kings Beach, CA | $792,910 | $6,000 | 5.90% | 2.0% |
| 2 | 95735 | Twin Bridges, CA | $320,896 | $1,953 | 4.75% | -0.3% |
| 3 | 95660 | Sacramento, CA | $388,922 | $2,215 | 4.44% | 1.9% |
| 4 | 96148 | Tahoe Vista, CA | $873,055 | $4,960 | 4.43% | 1.1% |
| 5 | 95838 | Sacramento, CA | $400,382 | $2,191 | 4.27% | 1.5% |
| 6 | 95820 | Sacramento, CA | $404,452 | $2,189 | 4.22% | 1.1% |
| 7 | 95815 | Sacramento, CA | $359,178 | $1,935 | 4.20% | 1.2% |
| 8 | 95614 | Cool, CA | $530,572 | $2,835 | 4.17% | 0.9% |
| 9 | 95832 | Sacramento, CA | $422,014 | $2,228 | 4.12% | 1.0% |
| 10 | 95605 | West Sacramento, CA | $416,280 | $2,194 | 4.11% | 1.6% |
| 11 | 95634 | Georgetown, CA | $413,952 | $2,169 | 4.09% | -0.1% |
| 12 | 95635 | Greenwood, CA | $480,898 | $2,394 | 3.88% | 0.2% |
| 13 | 95833 | Sacramento, CA | $457,394 | $2,275 | 3.88% | 1.1% |
| 14 | 95823 | Sacramento, CA | $429,983 | $2,081 | 3.78% | 2.0% |
| 15 | 95822 | Sacramento, CA | $437,776 | $2,112 | 3.76% | 0.4% |
| 16 | 95655 | Mather, CA | $575,185 | $2,763 | 3.75% | 1.7% |
| 17 | 95742 | Rancho Cordova, CA | $623,008 | $2,996 | 3.75% | 1.1% |
| 18 | 95670 | Rancho Cordova, CA | $485,911 | $2,331 | 3.74% | 1.4% |
| 19 | 95835 | Sacramento, CA | $572,028 | $2,733 | 3.73% | 1.2% |
| 20 | 95632 | Galt, CA | $534,860 | $2,550 | 3.72% | 1.0% |
| 21 | 95843 | Antelope, CA | $503,954 | $2,400 | 3.71% | 1.4% |
| 22 | 95776 | Woodland, CA | $601,150 | $2,840 | 3.69% | 2.1% |
| 23 | 95619 | Diamond Springs, CA | $444,479 | $2,088 | 3.66% | 1.0% |
| 24 | 95834 | Sacramento, CA | $524,289 | $2,457 | 3.66% | 1.1% |
| 25 | 95829 | Sacramento, CA | $592,024 | $2,760 | 3.64% | 1.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Sacramento-Roseville-Folsom, CA · Affordable in Sacramento-Roseville-Folsom, CA
Or see the full Sacramento-Roseville-Folsom, CA metro profile.