Real Estate Investing in Sacramento, California (95834)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sacramento County • Population: 35,062 • Data updated: September 2026

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Should you buy in 95834 (Sacramento, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (1.1% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Sacramento, CA (95834)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $524,289
Avg Monthly Rent $2,457
1% Rule ✗ Does Not Meet
Median Income $93,684
% Renters 47.9%

Market Analysis: 95834 Sacramento

This part of Sacramento County is not an easy win. The 95834 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 95834 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 95834 sits on the difficult end of the CA spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 95834 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 95834 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sacramento:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Declining (-1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,457/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95834

Which property type performs best in this market?

Best for Cash Flow
3BR
4.5% cap rate
Best for Appreciation
1BR
+5.4% 5yr CAGR
Best Overall Value
5BR
$136,737/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $312,109 $1,880 4.3% +5.4% $312,109
2BR $420,477 $2,310 4.0% +3.8% $210,239
3BR $491,612 $3,070 4.5% +4.5% $163,871
4BR $573,930 $3,540 4.4% +4.8% $143,482
5BR $683,687 +4.8% $136,737

Market Trends

Home Value History (with trend line)

$618K$523K$428K$333K$238K$143KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,535$2,309$2,083$1,858$1,632$1,406Jul 2016Jul 2021Jul 2026

📊 How Does 95834 Compare?

Metric 95834 Sacramento Sacramento-Roseville-Folsom, CA California
Home Value $524,289 $548,409 N/A $761,003
5-Year CAGR 1.1% 1.1% N/A 5.7%
Avg Rent $2,457 $2,119 N/A -
Cap Rate 3.7% 3.2% - -
💡 Why Invest in 95834? Click to expand

A healthy rental market with 48% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95834 (Sacramento, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sacramento County

Manage rentals here? List your business →

Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

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CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website

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Eagle Property Management offers property management services in Sacramento, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.7%
Low
5yr Growth
+1.1%
Slow

📊 Market Snapshot

Home Value $524,289
Monthly Rent $2,457
Price-to-Rent 17.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year -1.4% ▼
3-Year CAGR -0.4% ▼
5-Year CAGR +1.1% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year -0.1% ▼
3-Year CAGR +1.9% ▲
5-Year CAGR +1.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.1%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95834

Population: 35,062

💰 Median Household Income
$93,684
This area
$93,684
State
$94,164
USA
$74,580
🏠 Renter Occupied
47.9%
This area
47.9%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-16.6%
USA
3.7%
🎓 College Educated
37.9%
This area
37.9%
State
7.7%
USA
33.7%
👤 Median Age
34.0 years
This area
34.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 32.3%
Asian 28.9%
Other/Mixed 22.3%
Black/African American 16.5%
Hispanic/Latino 14.8%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
11.4%
This area
11.4%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95834

B+ Avg School Grade
8 Schools
20.1:1 Avg Class Size
$20,276 Avg Per Pupil

Schools in This ZIP Code

A Very Good

SAVA - Sacramento Academic and Vocational Academy

📚 07 – 12 High School Charter
👥
196 Students
👨‍🏫
12.7:1 Class Size
💰
$21,189 Per Student
B+ Above Average

Discovery High

📚 09 – 12 High School
👥
128 Students
👨‍🏫
13.2:1 Class Size
💰
$20,128 Per Student
B+ Above Average

Natomas Pacific Pathways Prep

📚 09 – 12 High School Charter
👥
623 Students
👨‍🏫
18.6:1 Class Size
💰
$20,128 Per Student
B+ Above Average

Natomas High

📚 09 – 12 High School
👥
1,206 Students
👨‍🏫
21.3:1 Class Size
💰
$20,128 Per Student
B+ Above Average

Witter Ranch Elementary

📚 K – 05 Elementary
👥
618 Students
👨‍🏫
24.2:1 Class Size
💰
$20,128 Per Student
B Good

Natomas Pacific Pathways Prep Elementary

📚 K – 05 Elementary Charter
👥
485 Students
👨‍🏫
22.1:1 Class Size
💰
$20,128 Per Student
B Good

Natomas Pacific Pathways Prep Middle

📚 06 – 08 Middle Charter
👥
512 Students
👨‍🏫
22.3:1 Class Size
💰
$20,128 Per Student
B Good

Garden Valley Elementary

📚 K – 06 School
👥
341 Students
👨‍🏫
26.2:1 Class Size
💰
$20,248 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Natomas Middle

📚 06 – 08 Middle
📍 3200 North Park Dr., Sacramento
👥
609 Students
👨‍🏫
16.7:1 Class Size
💰
$20,128 Per Student
A Very Good

Bannon Creek

📚 K – 08 School
📍 2775 Millcreek Dr., Sacramento
👥
517 Students
👨‍🏫
22.0:1 Class Size
💰
$20,128 Per Student
A Very Good

Larry G. Meeks Academy

📚 K – 08 School
📍 2775 Millcreek Dr., Sacramento
👥
198 Students
👨‍🏫
16.5:1 Class Size
💰
$20,128 Per Student
A Very Good

Rio Tierra Junior High

📚 07 – 08 Middle
📍 3201 Northstead Dr., Sacramento
👥
303 Students
👨‍🏫
18.6:1 Class Size
💰
$20,248 Per Student
B+ Above Average

Leroy Greene Academy

📚 06 – 12 High School Charter
📍 2950 West River Dr., Sacramento
👥
740 Students
👨‍🏫
19.5:1 Class Size
💰
$20,128 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 12,431 Off-Campus Students
D
Universal Technical Institute of Northern California Inc
1,107 students · 0.6 mi
C
Federico Beauty Institute
245 students · 1.3 mi
C
Sacramento Ultrasound Institute
104 students · 5.9 mi
C+
Paul Mitchell the School-Sacramento
342 students · 6.5 mi
C
Asher College
699 students · 6.7 mi
D
Los Rios Community College District Office
0 students · 7.0 mi
C
Sacramento City College
19,031 students · 7.1 mi
B
California State University-Sacramento
31,172 students · 7.7 mi

Investor Insight: With 12,431 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the median home value in Sacramento, CA?

Sacramento, CA median home values land near $524K. That is reasonable territory for investors looking at $2,457/mo-per-month rentals.

How qualified is the tenant pool in Sacramento, CA?

Working renters make up the core of the Sacramento, CA tenant base. The pool is reasonable for investors targeting long-term holds.

What is the typical vacancy rate in Sacramento, CA?

Expect elevated vacancy in Sacramento, CA. Rents at $2,457/mo are absorbed by the tenant base without meaningful lag.

How do experienced investors play Sacramento, CA?

For Sacramento, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How strict are landlord regulations in Sacramento, CA?

Sacramento, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

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How 95834 ranks in Sacramento-Roseville-Folsom, CA

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Cash Flow → Appreciation → Affordable →
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