Real Estate Investing in Sacramento, California (95811)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sacramento County • Population: 8,487 • Data updated: September 2026

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Should you buy in 95811 (Sacramento, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • Declining values: -1.3% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.6 — hard to cash-flow at these prices.

What’s happening in Sacramento, CA (95811)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $582,835
Avg Monthly Rent $1,894
1% Rule ✗ Does Not Meet
Median Income $75,826
% Renters 84.4%

Market Analysis: 95811 Sacramento

Investors eyeing 95811 need to respect the fundamentals at play. Home values of $583K come alongside slower price movement and elevated management overhead.

Rent of $1,894/mo on a $583K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95811 sits below the stated 0.0% once reality is priced in.

Put differently, 95811 offers a low basis, the region around Sacramento has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 95811 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 95811 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sacramento:

D Needs Caution
Buy Confidence Score: 44/100
Affordability
5/25
Appreciation
5/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.7× the median income
Value Trend
Stable (+0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,894/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95811

Which property type performs best in this market?

Best for Cash Flow
3BR
3.4% cap rate
Best for Appreciation
3BR
+2.3% 5yr CAGR
Best Overall Value
3BR
$220,968/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $539,408 $1,930 2.6% +0.7% $539,408
2BR $519,583 $2,380 3.3% +1.4% $259,791
3BR $662,904 $3,170 3.4% +2.3% $220,968

Market Trends

Home Value History (with trend line)

$713K$616K$518K$421K$323K$226KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,004$1,835$1,665$1,495$1,325$1,155Jun 2016Jul 2021Jul 2026

📊 How Does 95811 Compare?

Metric 95811 Sacramento Sacramento-Roseville-Folsom, CA California
Home Value $582,835 $548,409 N/A $761,003
5-Year CAGR N/A 1.1% N/A 5.7%
Avg Rent $1,894 $2,119 N/A -
Cap Rate 2.5% 3.2% - -
💡 Why Invest in 95811? Click to expand

84% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95811 (Sacramento, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sacramento County

Manage rentals here? List your business →

Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

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CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website

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Eagle Property Management offers property management services in Sacramento, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
-1.3%
Declining

📊 Market Snapshot

Home Value $582,835
Monthly Rent $1,894
Price-to-Rent 25.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 1.2%

📈 Home Appreciation

1-Year +0.1% ▲
3-Year CAGR -1.7% ▼
5-Year CAGR -1.3% ▼
10-Year CAGR +3.0% ▲

🏠 Rent Trends

1-Year -1.0% ▼
3-Year CAGR +1.0% ▲
5-Year CAGR +1.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-1.3%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95811

Population: 8,487

💰 Median Household Income
$75,826
This area
$75,826
State
$94,164
USA
$74,580
🏠 Renter Occupied
84.4%
This area
84.4%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-16.6%
USA
3.7%
🎓 College Educated
54.2%
This area
54.2%
State
7.7%
USA
33.7%
👤 Median Age
32.4 years
This area
32.4 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 58.3%
Other/Mixed 22.0%
Hispanic/Latino 13.8%
Asian 10.5%
Black/African American 9.3%
👶 Under 18
6.6%
This area
6.6%
USA
22.0%
👴 65 and Over
7.3%
This area
7.3%
USA
17.3%
📊 Poverty Rate
11.5%
This area
11.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95811

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

California Middle

📚 07 – 08 Middle
📍 1600 Vallejo Way, Sacramento
👥
753 Students
👨‍🏫
18.0:1 Class Size
💰
$18,556 Per Student
A Very Good

Arthur A. Benjamin Health Professions High

📚 09 – 12 High School
📍 451 McClatchy Way, Sacramento
👥
185 Students
👨‍🏫
13.8:1 Class Size
💰
$18,556 Per Student
A Very Good

Bannon Creek

📚 K – 08 School
📍 2775 Millcreek Dr., Sacramento
👥
517 Students
👨‍🏫
22.0:1 Class Size
💰
$20,128 Per Student
A Very Good

D. W. Babcock Elementary

📚 K – 06 School
📍 2400 Cormorant Way, Sacramento
👥
367 Students
👨‍🏫
21.6:1 Class Size
💰
$20,248 Per Student
A Very Good

Larry G. Meeks Academy

📚 K – 08 School
📍 2775 Millcreek Dr., Sacramento
👥
198 Students
👨‍🏫
16.5:1 Class Size
💰
$20,128 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 12,431 Off-Campus Students
C
Sacramento City College
19,031 students · 3.2 mi
C
Sacramento Ultrasound Institute
104 students · 3.5 mi
D
Los Rios Community College District Office
0 students · 4.0 mi
C
Asher College
699 students · 4.1 mi
C+
Paul Mitchell the School-Sacramento
342 students · 4.1 mi
B
California State University-Sacramento
31,172 students · 4.1 mi
C
Federico Beauty Institute
245 students · 4.2 mi
D
Universal Technical Institute of Northern California Inc
1,107 students · 4.5 mi

Investor Insight: With 12,431 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What strategy should investors use in Sacramento, CA?

A careful cash-flow rentals with hands-on management strategy Sacramento, CA best. The market produces predictable results for that approach at the $583K price point.

Is it easy to find good tenants in Sacramento, CA?

Tenant demand in Sacramento, CA is solid. The local workforce $1,894/mo rents across most rental classes.

What is the typical home price in Sacramento, CA?

Homes in Sacramento, CA typically sell near $583K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

Is house hacking profitable in Sacramento, CA?

House hacking works a challenging in Sacramento, CA. Rents of $1,894/mo against $583K acquisition make the strategy solid for owner-occupants.

What kind of market is Sacramento, CA for investors?

Our data puts Sacramento, CA at 2.0/5 for investability. Home prices of $583K and rents around $1,894/mo create a solid backdrop for investor activity.

You know 95811 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95811 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95811 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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