Real Estate Investing in Sacramento, California (95819)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sacramento County • Population: 20,173 • Data updated: September 2026

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Should you buy in 95819 (Sacramento, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (36/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • Flat appreciation: Values have barely moved over 5 years (1.4% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 26.3 — hard to cash-flow at these prices.

What’s happening in Sacramento, CA (95819)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $761,198
Avg Monthly Rent $2,414
1% Rule ✗ Does Not Meet
Median Income $124,916
% Renters 28.3%

Market Analysis: 95819 Sacramento

Investors eyeing 95819 need to respect the fundamentals at play. Home values of $761K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $761K asset, 95819 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within CA, ZIP 95819 trails on several market indicators that neighboring Sacramento County submarkets outperform. The gap is real and impressive enough to shape underwriting.

Employment concentration in 95819 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Sacramento's stable or hybrid ZIPs before stepping into 95819. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sacramento:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,414/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95819

Which property type performs best in this market?

Best for Cash Flow
3BR
3.3% cap rate
Best for Appreciation
5BR
+4.2% 5yr CAGR
Best Overall Value
5BR
$244,406/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $491,545 $2,150 3.1% +1.4% $491,545
2BR $619,873 $2,640 3.1% +2.3% $309,936
3BR $755,628 $3,510 3.3% +3.2% $251,876
4BR $1,015,500 $4,050 2.9% +4.1% $253,875
5BR $1,222,032 +4.2% $244,406

Market Trends

Home Value History (with trend line)

$801K$701K$602K$502K$403K$304KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,596$2,496$2,395$2,295$2,195$2,094Mar 2021Nov 2023Jul 2026

📊 How Does 95819 Compare?

Metric 95819 Sacramento Sacramento-Roseville-Folsom, CA California
Home Value $761,198 $548,409 N/A $761,003
5-Year CAGR 1.4% 1.1% N/A 5.7%
Avg Rent $2,414 $2,119 N/A -
Cap Rate 2.5% 3.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95819 (Sacramento, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sacramento County

Manage rentals here? List your business →

Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

Unclaimed — is this your business? Claim it free

CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website

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Eagle Property Management offers property management services in Sacramento, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
+1.4%
Slow

📊 Market Snapshot

Home Value $761,198
Monthly Rent $2,414
Price-to-Rent 26.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 3.9%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +1.4% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year -4.7% ▼
3-Year CAGR +0.1% ▲
5-Year CAGR +1.8% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.4%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95819

Population: 20,173

💰 Median Household Income
$124,916
This area
$124,916
State
$94,164
USA
$74,580
🏠 Renter Occupied
28.3%
This area
28.3%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-16.6%
USA
3.7%
🎓 College Educated
67.6%
This area
67.6%
State
7.7%
USA
33.7%
👤 Median Age
37.5 years
This area
37.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 73.5%
Other/Mixed 17.7%
Hispanic/Latino 10.0%
Asian 5.8%
Black/African American 3.0%
👶 Under 18
17.0%
This area
17.0%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95819

B Avg School Grade
4 Schools
23.5:1 Avg Class Size
$18,556 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Umoja International Academy

📚 07 – 12 High School
👥
490 Students
👨‍🏫
19.4:1 Class Size
💰
$18,556 Per Student
B Good

Phoebe A. Hearst Elementary

📚 K – 06 School
👥
657 Students
👨‍🏫
25.3:1 Class Size
💰
$18,556 Per Student
B Good

Theodore Judah Elementary

📚 K – 06 School
👥
447 Students
👨‍🏫
22.4:1 Class Size
💰
$18,556 Per Student
C+ Average

Caleb Greenwood Elementary

📚 K – 06 School
👥
497 Students
👨‍🏫
27.0:1 Class Size
💰
$18,556 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Encina Preparatory High

📚 09 – 12 High School
📍 1400 Bell St., Sacramento
👥
628 Students
👨‍🏫
17.7:1 Class Size
💰
$18,808 Per Student
A Very Good

D. W. Babcock Elementary

📚 K – 06 School
📍 2400 Cormorant Way, Sacramento
👥
367 Students
👨‍🏫
21.6:1 Class Size
💰
$20,248 Per Student
A Very Good

Martin Luther King Jr. Technology Academy

📚 07 – 08 Middle
📍 3051 Fairfield St., Sacramento
👥
514 Students
👨‍🏫
21.0:1 Class Size
💰
$20,248 Per Student
A Very Good

Woodlake Elementary

📚 K – 06 School
📍 700 Southgate Rd., Sacramento
👥
329 Students
👨‍🏫
21.9:1 Class Size
💰
$20,248 Per Student
B+ Above Average

SAVA - Sacramento Academic and Vocational Academy - SCUSD

📚 07 – 12 High School Charter
📍 5330 Power Inn Rd. Ste. A, Sacramento
👥
701 Students
👨‍🏫
17.0:1 Class Size
💰
$17,812 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 12,501 Off-Campus Students
B
California State University-Sacramento
31,172 students · 1.0 mi
D
Los Rios Community College District Office
0 students · 1.4 mi
C
Asher College
699 students · 1.8 mi
C
Sacramento Ultrasound Institute
104 students · 2.1 mi
C+
Paul Mitchell the School-Sacramento
342 students · 2.2 mi
C
Sacramento City College
19,031 students · 3.4 mi
C+
Charles A Jones Career and Education Center
90 students · 3.6 mi
C
Carrington College-Sacramento
2,288 students · 3.7 mi

Investor Insight: With 12,501 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Sacramento, CA a good investment right now?

Sacramento, CA stands at an investability rating of 2.0/5, with median home values near $761K and average rents around $2,414/mo. That combination puts it in the sturdy tier for investor interest.

Is rental property easy to operate in Sacramento, CA?

For rental operators, Sacramento, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

What is the average monthly rent in Sacramento, CA?

Average rent in Sacramento, CA is approximately $2,414/mo per month. Against $761K home values that yields a reasonable rent-to-price ratio.

How deep is the rental pool in Sacramento, CA?

Sacramento, CA offers a stable renter base at the $2,414/mo rent level. Tenant turnover is reasonable for well-managed properties.

Should investors worry about vacancy in Sacramento, CA?

Rental vacancy in Sacramento, CA is elevated. Investors should budget normal turnover but not chronic empty units.

You know 95819 now. You don’t know where it ranks.

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How 95819 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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