Real Estate Investing in Sacramento, California (95824)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sacramento County • Population: 32,432 • Data updated: September 2026

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Should you buy in 95824 (Sacramento, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 21.7% poverty rate — can affect rent collection.

What’s happening in Sacramento, CA (95824)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $369,817
Avg Monthly Rent $1,514
1% Rule ✗ Does Not Meet
Median Income $50,387
% Renters 58.3%

Market Analysis: 95824 Sacramento

ZIP 95824 in Sacramento, CA carries a sturdy set of headwinds. Home values near $370K and rents of $1,514/mo sit inside a market where underwriting has to be tight.

The 95824 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 95824's metrics run below Sacramento County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 95824 includes headwinds that any investor should price in. Income distribution skews lower than Sacramento averages, and tenant stability requires active management.

Strategically, 95824 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sacramento:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.3× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,514/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95824

Which property type performs best in this market?

Best for Cash Flow
4BR
4.8% cap rate
Best for Appreciation
4BR
+6.0% 5yr CAGR
Best Overall Value
5BR
$100,218/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $316,249 $1,800 4.1% +4.3% $158,125
3BR $361,888 $2,400 4.8% +5.5% $120,629
4BR $413,048 $2,760 4.8% +6.0% $103,262
5BR $501,092 +5.4% $100,218

Market Trends

Home Value History (with trend line)

$410K$338K$267K$195K$124K$53KJun 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,792$1,726$1,661$1,596$1,531$1,465Jan 2024May 2025Jul 2026

📊 How Does 95824 Compare?

Metric 95824 Sacramento Sacramento-Roseville-Folsom, CA California
Home Value $369,817 $548,409 N/A $761,003
5-Year CAGR 2.1% 1.1% N/A 5.7%
Avg Rent $1,514 $2,119 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 95824? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

58% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95824 (Sacramento, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sacramento County

Manage rentals here? List your business →

Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

Unclaimed — is this your business? Claim it free

CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website

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Eagle Property Management offers property management services in Sacramento, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+2.1%
Slow

📊 Market Snapshot

Home Value $369,817
Monthly Rent $1,514
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +2.1% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year -10.5% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.1%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95824

Population: 32,432

💰 Median Household Income
$50,387
This area
$50,387
State
$94,164
USA
$74,580
🏠 Renter Occupied
58.3%
This area
58.3%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-16.6%
USA
3.7%
🎓 College Educated
11.1%
This area
11.1%
State
7.7%
USA
33.7%
👤 Median Age
32.3 years
This area
32.3 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.1%
This area
5.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 37.5%
Hispanic/Latino 30.4%
Asian 30.2%
White 23.7%
Black/African American 8.6%
👶 Under 18
28.3%
This area
28.3%
USA
22.0%
👴 65 and Over
11.7%
This area
11.7%
USA
17.3%
📊 Poverty Rate
21.7%
This area
21.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95824

B Avg School Grade
6 Schools
23.9:1 Avg Class Size
$18,556 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Nicholas Elementary

📚 K – 06 School
👥
474 Students
👨‍🏫
20.7:1 Class Size
💰
$18,556 Per Student
B+ Above Average

Will C. Wood Middle

📚 07 – 08 Middle
👥
666 Students
👨‍🏫
20.9:1 Class Size
💰
$18,556 Per Student
B Good

Elder Creek Elementary

📚 K – 06 School
👥
755 Students
👨‍🏫
26.0:1 Class Size
💰
$18,556 Per Student
B Good

Ethel I. Baker Elementary

📚 K – 06 School
👥
616 Students
👨‍🏫
25.7:1 Class Size
💰
$18,556 Per Student
B Good

Pacific Elementary

📚 K – 06 School
👥
638 Students
👨‍🏫
26.0:1 Class Size
💰
$18,556 Per Student
B Good

Suy:u Elementary

📚 K – 06 School
👥
389 Students
👨‍🏫
24.2:1 Class Size
💰
$18,556 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

SAVA - Sacramento Academic and Vocational Academy - SCUSD

📚 07 – 12 High School Charter
📍 5330 Power Inn Rd. Ste. A, Sacramento
👥
701 Students
👨‍🏫
17.0:1 Class Size
💰
$17,812 Per Student
B+ Above Average

American Legion High (Continuation)

📚 09 – 12 High School
📍 3801 Broadway, Sacramento
👥
155 Students
👨‍🏫
9.5:1 Class Size
💰
$18,556 Per Student
B+ Above Average

Edward Kemble Elementary

📚 K – 03 Elementary
📍 7495 29th St., Sacramento
👥
464 Students
👨‍🏫
18.2:1 Class Size
💰
$18,556 Per Student
B+ Above Average

Fern Bacon Middle

📚 07 – 08 Middle
📍 4140 Cuny Ave., Sacramento
👥
647 Students
👨‍🏫
19.9:1 Class Size
💰
$18,556 Per Student
B+ Above Average

Tahoe Elementary

📚 K – 06 School
📍 3110 60th St., Sacramento
👥
302 Students
👨‍🏫
20.1:1 Class Size
💰
$18,556 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 15,946 Off-Campus Students
C+
Charles A Jones Career and Education Center
90 students · 0.1 mi
C
MIXED Institute of Cosmetology & Barber
139 students · 1.5 mi
C+
My Le's Beauty College
168 students · 1.7 mi
C
UEI College-Sacramento
1,086 students · 1.7 mi
B
California State University-Sacramento
31,172 students · 3.1 mi
C
Sacramento City College
19,031 students · 3.1 mi
D
Los Rios Community College District Office
0 students · 4.5 mi
C
Cosumnes River College
14,980 students · 4.6 mi

Investor Insight: With 15,946 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do rentals go for in Sacramento, CA?

Rental rates in Sacramento, CA average $1,514/mo. Tenant demand and $370K home values make the yield look reasonable by investor standards.

What is the average home sale price in Sacramento, CA?

Expect median prices around $370K in Sacramento, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

What kind of market is Sacramento, CA for investors?

Investors tracking Sacramento, CA will find a 3.0/5 rating supported by $370K median home values and $1,514/mo rents. That profile suits long-term holders targeting consistent returns.

Should investors worry about vacancy in Sacramento, CA?

Sacramento, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.

How do landlord-tenant laws work in Sacramento, CA?

CA ranks as a tenant-protective state for landlord-tenant law. Sacramento generally follows the statewide framework, so landlords face reasonable operating rules.

You know 95824 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95824 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95824 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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