Real Estate Investing in Sacramento, California (95824)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95824 (Sacramento, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 21.7% poverty rate — can affect rent collection.
What’s happening in Sacramento, CA (95824)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95824 Sacramento
ZIP 95824 in Sacramento, CA carries a sturdy set of headwinds. Home values near $370K and rents of $1,514/mo sit inside a market where underwriting has to be tight.
The 95824 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 95824's metrics run below Sacramento County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 95824 includes headwinds that any investor should price in. Income distribution skews lower than Sacramento averages, and tenant stability requires active management.
Strategically, 95824 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Sacramento:
Property Strategy for 95824
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $316,249 | $1,800 | 4.1% | +4.3% | $158,125 |
| 3BR | $361,888 | $2,400 | 4.8% | +5.5% | $120,629 |
| 4BR | $413,048 | $2,760 | 4.8% | +6.0% | $103,262 |
| 5BR | $501,092 | — | — | +5.4% | $100,218 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95824 Compare?
| Metric | 95824 | Sacramento | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $369,817 | $548,409 | N/A | $761,003 |
| 5-Year CAGR | 2.1% | 1.1% | N/A | 5.7% |
| Avg Rent | $1,514 | $2,119 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95824 (Sacramento, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $369,817 |
| Monthly Rent | $1,514 |
| Price-to-Rent | 20.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 5.3% |
📈 Home Appreciation
| 1-Year | +1.8% ▲ |
| 3-Year CAGR | +1.1% ▲ |
| 5-Year CAGR | +2.1% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | -10.5% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95824
Population: 32,432
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95824
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
SAVA - Sacramento Academic and Vocational Academy - SCUSD
American Legion High (Continuation)
Edward Kemble Elementary
Fern Bacon Middle
Tahoe Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 15,946 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What do rentals go for in Sacramento, CA?
Rental rates in Sacramento, CA average $1,514/mo. Tenant demand and $370K home values make the yield look reasonable by investor standards.
What is the average home sale price in Sacramento, CA?
Expect median prices around $370K in Sacramento, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
What kind of market is Sacramento, CA for investors?
Investors tracking Sacramento, CA will find a 3.0/5 rating supported by $370K median home values and $1,514/mo rents. That profile suits long-term holders targeting consistent returns.
Should investors worry about vacancy in Sacramento, CA?
Sacramento, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.
How do landlord-tenant laws work in Sacramento, CA?
CA ranks as a tenant-protective state for landlord-tenant law. Sacramento generally follows the statewide framework, so landlords face reasonable operating rules.
You know 95824 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95824 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95824 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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