Real Estate Investing in Rosemont, California (95826)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sacramento County • Population: 40,500 • Data updated: September 2026

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Should you buy in 95826 (Rosemont, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Rosemont, CA (95826)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $473,707
Avg Monthly Rent $1,913
1% Rule ✗ Does Not Meet
Median Income $77,685
% Renters 46.2%

Market Analysis: 95826 Rosemont

The 95826 ZIP in Rosemont, CA is a local-operator market. Outside capital chasing a $474K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $474K asset, 95826 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader CA picture, 95826 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A durable renter share of 46% in 95826 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Rosemont's stable or hybrid ZIPs before stepping into 95826. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rosemont:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Stable (+1.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,913/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95826

Which property type performs best in this market?

Best for Cash Flow
1BR
6.5% cap rate
Best for Appreciation
5BR
+4.8% 5yr CAGR
Best Overall Value
5BR
$108,518/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $196,077 $1,770 6.5% +2.4% $196,077
2BR $255,919 $2,180 6.1% +3.7% $127,959
3BR $455,408 $2,900 4.6% +4.4% $151,803
4BR $495,488 $3,350 4.9% +4.7% $123,872
5BR $542,592 +4.8% $108,518

Market Trends

Home Value History (with trend line)

$529K$447K$365K$282K$200K$118KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,981$1,784$1,587$1,390$1,193$996Jun 2016Jul 2021Jul 2026

📊 How Does 95826 Compare?

Metric 95826 Rosemont Sacramento-Roseville-Folsom, CA California
Home Value $473,707 $473,707 N/A $761,003
5-Year CAGR 1.5% 1.5% N/A 5.7%
Avg Rent $1,913 $1,913 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 95826? Click to expand

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95826 (Rosemont, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sacramento County

Manage rentals here? List your business →

Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

Unclaimed — is this your business? Claim it free

CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website

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Eagle Property Management offers property management services in Sacramento, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.2%
Low
5yr Growth
+1.5%
Slow

📊 Market Snapshot

Home Value $473,707
Monthly Rent $1,913
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +1.1% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +1.5% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year +3.6% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +3.1% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.5%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95826

Population: 40,500

💰 Median Household Income
$77,685
This area
$77,685
State
$94,164
USA
$74,580
🏠 Renter Occupied
46.2%
This area
46.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-16.6%
USA
3.7%
🎓 College Educated
35.0%
This area
35.0%
State
7.7%
USA
33.7%
👤 Median Age
33.9 years
This area
33.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.0%
This area
5.0%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 54.4%
Other/Mixed 22.9%
Hispanic/Latino 13.5%
Black/African American 11.7%
Asian 11.1%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
8.8%
This area
8.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95826

B Avg School Grade
11 Schools
23.3:1 Avg Class Size
$18,037 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Isador Cohen Elementary

📚 K – 06 School
👥
324 Students
👨‍🏫
21.6:1 Class Size
💰
$18,556 Per Student
B Good

Sierra-Enterprise Elementary

📚 K – 06 School
👥
551 Students
👨‍🏫
21.7:1 Class Size
💰
$16,975 Per Student
B Good

Albert Einstein Middle

📚 07 – 08 Middle
👥
609 Students
👨‍🏫
23.2:1 Class Size
💰
$18,556 Per Student
B Good

Golden Empire Elementary

📚 K – 06 School
👥
449 Students
👨‍🏫
24.9:1 Class Size
💰
$18,556 Per Student
B Good

Hubert H. Bancroft Elementary

📚 K – 06 School
👥
398 Students
👨‍🏫
24.1:1 Class Size
💰
$18,556 Per Student
B Good

Sequoia Elementary

📚 K – 06 School
👥
439 Students
👨‍🏫
23.7:1 Class Size
💰
$18,556 Per Student
B Good

Aspire Capitol Heights Academy

📚 K – 08 School Charter
👥
214 Students
👨‍🏫
22.1:1 Class Size
💰
$27,280 Per Student
B Good

O. W. Erlewine Elementary

📚 K – 06 School
👥
283 Students
👨‍🏫
23.5:1 Class Size
💰
$18,556 Per Student
C+ Average

California Montessori Project - Capitol Campus

📚 K – 08 School Charter
👥
357 Students
👨‍🏫
22.9:1 Class Size
💰
$11,525 Per Student
C Below Average

Growth Public

📚 K – 08 School Charter
👥
282 Students
👨‍🏫
25.6:1 Class Size
💰
$13,249 Per Student
C Below Average

Sacramento County ROP

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,678 Off-Campus Students
C
Carrington College-Sacramento
2,288 students · 0.8 mi
D
Carrington College-Administrative Office
0 students · 0.8 mi
B
California State University-Sacramento
31,172 students · 2.6 mi
C
InterCoast Colleges-Rancho Cordova
78 students · 2.6 mi
D
Los Rios Community College District Office
0 students · 3.1 mi
C+
Independent Training & Apprenticeship Program
102 students · 3.3 mi
C
Asher College
699 students · 3.5 mi
C+
Charles A Jones Career and Education Center
90 students · 3.9 mi

Investor Insight: With 6,678 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are vacancy rates like in Rosemont, CA?

Vacancy risk in Rosemont, CA is elevated. That supports measured cash flow for typical rental holds.

Is housing expensive in Rosemont, CA?

Typical homes in Rosemont, CA go for around $474K. The 5-year CAGR of 0.0% stable price movement.

What real estate strategy is ideal for Rosemont, CA?

The best-fit strategy in Rosemont, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Are landlord laws favorable in Rosemont, CA?

Rosemont, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Is Rosemont, CA a good place for real estate investing?

With a 2.0/5 investability score, Rosemont, CA ranks as a solid market for rental property investors. Median prices of $474K and rents of $1,913/mo drive the underlying numbers.

You know 95826 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95826 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95826 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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