Real Estate Investing in Rancho Cordova, California (95827)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95827 (Rancho Cordova, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rancho Cordova, CA (95827)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95827 Rancho Cordova
ZIP 95827 in Rancho Cordova, CA carries a notable set of headwinds. Home values near $474K and rents of $1,957/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95827 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In the broader CA picture, 95827 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Resident income in 95827 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Rancho Cordova's stable or hybrid ZIPs before stepping into 95827. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Rancho Cordova:
Property Strategy for 95827
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $375,244 | $2,290 | 4.4% | +3.3% | $187,622 |
| 3BR | $450,026 | $3,050 | 4.9% | +4.9% | $150,009 |
| 4BR | $492,723 | $3,510 | 5.1% | +4.9% | $123,181 |
| 5BR | $572,124 | — | — | +4.9% | $114,425 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95827 Compare?
| Metric | 95827 | Rancho Cordova | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $473,655 | $527,525 | N/A | $761,003 |
| 5-Year CAGR | 1.7% | 1.4% | N/A | 5.7% |
| Avg Rent | $1,957 | $2,428 | N/A | - |
| Cap Rate | 3.2% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95827 (Rancho Cordova, CA). Anonymous, moderated, never written by AI.
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Property managers serving Sacramento County
Manage rentals here? List your business →Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website
CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website
Eagle Property Management offers property management services in Sacramento, CA. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $473,655 |
| Monthly Rent | $1,957 |
| Price-to-Rent | 20.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 5.0% |
📈 Home Appreciation
| 1-Year | +0.9% ▲ |
| 3-Year CAGR | +1.1% ▲ |
| 5-Year CAGR | +1.7% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | -4.2% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95827
Population: 21,032
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95827
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Foundations Academy
Isador Cohen Elementary
Sierra-Enterprise Elementary
Albert Einstein Middle
Golden Empire Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 6,608 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much does a house cost in Rancho Cordova, CA?
Median home price in Rancho Cordova, CA is near $474K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
Can I live-in-and-rent in Rancho Cordova, CA?
Rancho Cordova, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $474K price point reasonable to enter.
How strong are rents in Rancho Cordova, CA?
Expect rents around $1,957/mo per month in Rancho Cordova, CA. With home values at $474K, the yield math works out to reasonable levels for rental investors.
Does Rancho Cordova, CA favor landlords or tenants?
Rancho Cordova, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
Is the tenant base reliable in Rancho Cordova, CA?
Rancho Cordova, CA offers a even-keeled renter base at the $1,957/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 95827 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95827 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95827 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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