Real Estate Investing in Rancho Cordova, California (95670)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95670 (Rancho Cordova, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Flat appreciation: Values have barely moved over 5 years (1.4% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rancho Cordova, CA (95670)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95670 Rancho Cordova
ZIP 95670 in Rancho Cordova, CA carries a impressive set of headwinds. Home values near $486K and rents of $2,331/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95670 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 95670 sits on the difficult end of the CA spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
Turning to rents, 59,314 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 95670 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Rancho Cordova:
Property Strategy for 95670
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $376,655 | $2,160 | 4.1% | +3.7% | $188,328 |
| 3BR | $457,470 | $2,880 | 4.5% | +4.5% | $152,490 |
| 4BR | $573,197 | $3,310 | 4.2% | +4.9% | $143,299 |
| 5BR | $676,043 | — | — | +5.0% | $135,209 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95670 Compare?
| Metric | 95670 | Rancho Cordova | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $485,911 | $527,525 | N/A | $761,003 |
| 5-Year CAGR | 1.4% | 1.4% | N/A | 5.7% |
| Avg Rent | $2,331 | $2,428 | N/A | - |
| Cap Rate | 3.7% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95670 (Rancho Cordova, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 95670 (Rancho Cordova, CA)?
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Property managers serving Sacramento County
Manage rentals here? List your business →Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website
CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website
Eagle Property Management offers property management services in Sacramento, CA. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $485,911 |
| Monthly Rent | $2,331 |
| Price-to-Rent | 17.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.7% |
| 5-Year IRR | 5.2% |
📈 Home Appreciation
| 1-Year | +0.2% ▲ |
| 3-Year CAGR | +0.9% ▲ |
| 5-Year CAGR | +1.4% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +5.0% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95670
Population: 59,314
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95670
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 8,434 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What price range are homes in Rancho Cordova, CA?
In Rancho Cordova, CA the median home value sits at $486K. Against the broader CA market, that reads as reasonable for most investors.
Can owner-occupants cash flow in Rancho Cordova, CA?
The house hack math a challenging in Rancho Cordova, CA. Owner-occupant buyers benefit from the $2,331/mo rents and $486K home values.
Are tenants stable in Rancho Cordova, CA?
The tenant pool in Rancho Cordova, CA is solid, supported by local employment and population fundamentals. Rents of $2,331/mo are well-absorbed by the market.
How strong is Rancho Cordova, CA for real estate investors?
Investors tracking Rancho Cordova, CA will find a 2.0/5 rating supported by $486K median home values and $2,331/mo rents. That profile suits long-term holders targeting consistent returns.
What strategy should investors use in Rancho Cordova, CA?
In Rancho Cordova, CA the solid play is typically careful cash-flow rentals with hands-on management. The combination of $486K prices and $2,331/mo rents suits that approach.
You know 95670 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95670 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95670 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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