Real Estate Investing in Sacramento, California (95835)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sacramento County • Population: 41,678 • Data updated: September 2026

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Should you buy in 95835 (Sacramento, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Sacramento, CA (95835)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $572,028
Avg Monthly Rent $2,733
1% Rule ✗ Does Not Meet
Median Income $114,201
% Renters 31.6%

Market Analysis: 95835 Sacramento

This part of Sacramento County is not an easy win. The 95835 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $2,733/mo on a $572K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95835 sits below the stated 0.0% once reality is priced in.

Within CA, ZIP 95835 trails on several market indicators that neighboring Sacramento County submarkets outperform. The gap is real and impressive enough to shape underwriting.

Who lives in 95835 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 95835 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sacramento:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Declining (-1.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,733/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95835

Which property type performs best in this market?

Best for Cash Flow
1BR
5.5% cap rate
Best for Appreciation
5BR
+5.3% 5yr CAGR
Best Overall Value
5BR
$138,233/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $300,764 $2,310 5.5% +3.9% $300,764
2BR $424,546 $2,840 4.8% +3.7% $212,273
3BR $520,067 $3,780 5.2% +4.7% $173,356
4BR $619,048 $4,360 5.1% +5.3% $154,762
5BR $691,164 +5.3% $138,233

Market Trends

Home Value History (with trend line)

$663K$565K$467K$369K$270K$172KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,845$2,590$2,336$2,082$1,828$1,574Jul 2016Jul 2021Jul 2026

📊 How Does 95835 Compare?

Metric 95835 Sacramento Sacramento-Roseville-Folsom, CA California
Home Value $572,028 $548,409 N/A $761,003
5-Year CAGR 1.2% 1.1% N/A 5.7%
Avg Rent $2,733 $2,119 N/A -
Cap Rate 3.7% 3.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95835 (Sacramento, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sacramento County

Manage rentals here? List your business →

Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

Unclaimed — is this your business? Claim it free

CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website

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Eagle Property Management offers property management services in Sacramento, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.7%
Low
5yr Growth
+1.2%
Slow

📊 Market Snapshot

Home Value $572,028
Monthly Rent $2,733
Price-to-Rent 17.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 4.9%

📈 Home Appreciation

1-Year -1.1% ▼
3-Year CAGR -0.1% ▼
5-Year CAGR +1.2% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year -0.8% ▼
3-Year CAGR +1.8% ▲
5-Year CAGR +2.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.2%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95835

Population: 41,678

💰 Median Household Income
$114,201
This area
$114,201
State
$94,164
USA
$74,580
🏠 Renter Occupied
31.6%
This area
31.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-16.6%
USA
3.7%
🎓 College Educated
51.2%
This area
51.2%
State
7.7%
USA
33.7%
👤 Median Age
38.4 years
This area
38.4 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 36.3%
Asian 31.2%
Other/Mixed 19.1%
Black/African American 13.4%
Hispanic/Latino 11.2%
👶 Under 18
24.0%
This area
24.0%
USA
22.0%
👴 65 and Over
13.5%
This area
13.5%
USA
17.3%
📊 Poverty Rate
3.2%
This area
3.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95835

B Avg School Grade
10 Schools
23.2:1 Avg Class Size
$19,202 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Natomas Middle

📚 06 – 08 Middle
👥
609 Students
👨‍🏫
16.7:1 Class Size
💰
$20,128 Per Student
B+ Above Average

Natomas Park Elementary

📚 K – 05 Elementary
👥
742 Students
👨‍🏫
24.3:1 Class Size
💰
$20,128 Per Student
B Good

H. Allen Hight Elementary

📚 K – 05 Elementary
👥
804 Students
👨‍🏫
24.0:1 Class Size
💰
$20,128 Per Student
B Good

Paso Verde

📚 K – 08 School
👥
911 Students
👨‍🏫
23.2:1 Class Size
💰
$20,128 Per Student
B Good

Westlake Charter

📚 K – 12 K-12 Charter
👥
1,382 Students
👨‍🏫
22.0:1 Class Size
💰
$20,128 Per Student
B Good

Heredia-Arriaga

📚 K – 08 School
👥
166 Students
👨‍🏫
23.7:1 Class Size
💰
$20,128 Per Student
B Good

Heron

📚 K – 08 School
👥
1,045 Students
👨‍🏫
23.8:1 Class Size
💰
$20,128 Per Student
B Good

Regency Park Elementary

📚 K – 06 School
👥
771 Students
👨‍🏫
28.1:1 Class Size
💰
$20,248 Per Student
C+ Average

Inderkum High

📚 09 – 12 High School
👥
2,242 Students
👨‍🏫
24.5:1 Class Size
💰
$20,128 Per Student
D Needs Improvement

Natomas Charter

📚 K – 12 K-12 Charter
👥
1,863 Students
👨‍🏫
22.2:1 Class Size
💰
$10,746 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,823 Off-Campus Students
D
Universal Technical Institute of Northern California Inc
1,107 students · 1.8 mi
C
Federico Beauty Institute
245 students · 2.1 mi
C
Sacramento Ultrasound Institute
104 students · 7.3 mi
C+
Paul Mitchell the School-Sacramento
342 students · 7.9 mi
C
Asher College
699 students · 8.2 mi
D
Los Rios Community College District Office
0 students · 8.6 mi
D
Epic Bible College & Graduate School
91 students · 8.9 mi
C
Sacramento City College
19,031 students · 9.1 mi

Investor Insight: With 5,823 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the best play in Sacramento, CA?

Sacramento, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($572K prices, $2,733/mo rents) make it a reasonable choice.

How much does a house cost in Sacramento, CA?

Homes in Sacramento, CA typically sell near $572K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

How does Sacramento, CA stack up for property investment?

Sacramento, CA records an investability rating of 2.0/5, with median home values near $572K and average rents around $2,733/mo. That combination puts it in the sturdy tier for investor interest.

How high is vacancy risk in Sacramento, CA?

Vacancy risk in Sacramento, CA is elevated. That supports stable cash flow for typical rental holds.

What is the typical renter like in Sacramento, CA?

Sacramento, CA offers a measured renter base at the $2,733/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 95835 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95835 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95835 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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