Real Estate Investing in Rio Linda, California (95673)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95673 (Rio Linda, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rio Linda, CA (95673)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95673 Rio Linda
Not every below-median market is a bargain. Rio Linda's 95673 ZIP posts signals that favor experienced operators who can absorb the risk $456K pricing implies.
The investment case in 95673 is robust only for operators who understand what they are buying. A $456K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Regionally, 95673 sits on the difficult end of the CA spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 95673 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 95673 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Rio Linda:
Property Strategy for 95673
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $396,452 | $2,300 | 4.2% | +3.6% | $198,226 |
| 3BR | $431,098 | $3,060 | 5.1% | +4.4% | $143,699 |
| 4BR | $515,307 | $3,530 | 4.9% | +4.5% | $128,827 |
| 5BR | $691,385 | — | — | +5.9% | $138,277 |
Market Trends
Home Value History (with trend line)
📊 How Does 95673 Compare?
| Metric | 95673 | Rio Linda | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $456,450 | $456,450 | N/A | $761,003 |
| 5-Year CAGR | 1.5% | 1.5% | N/A | 5.7% |
| Avg Rent | $2,070 | $2,070 | N/A | - |
| Cap Rate | 3.5% | 3.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95673 (Rio Linda, CA). Anonymous, moderated, never written by AI.
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Property managers serving Sacramento County
Manage rentals here? List your business →Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website
CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website
Eagle Property Management offers property management services in Sacramento, CA. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $456,450 |
| Monthly Rent | $2,070 |
| Price-to-Rent | 18.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +2.4% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +1.5% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95673
Population: 16,935
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95673
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 8,434 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do experienced investors play Rio Linda, CA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Rio Linda, CA. The numbers - $456K homes against $2,070/mo rents - support that play.
Is vacancy a concern in Rio Linda, CA?
Rental vacancy in Rio Linda, CA is elevated. Investors should budget normal turnover but not chronic empty units.
What do rentals go for in Rio Linda, CA?
Rental rates in Rio Linda, CA average $2,070/mo. Tenant demand and $456K home values make the yield look reasonable by investor standards.
Does a duplex house hack pencil in Rio Linda, CA?
For house hackers, Rio Linda, CA is a challenging. The $2,070/mo rent on a unit helps defray the mortgage on a $456K property.
How strict are landlord regulations in Rio Linda, CA?
Rental owners in Rio Linda, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
You know 95673 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95673 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95673 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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