Real Estate Investing in Diamond Springs, California (95619)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95619 (Diamond Springs, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Flat appreciation: Values have barely moved over 5 years (1.0% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Diamond Springs, CA (95619)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95619 Diamond Springs
The 95619 ZIP in Diamond Springs, CA is a local-operator market. Outside capital chasing a $444K entry has to pair deep knowledge with the discount.
The 95619 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 95619's metrics run below El Dorado County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 95619 ZIP's population of 6,362 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
The right play in 95619 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Diamond Springs:
Property Strategy for 95619
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $352,753 | $2,320 | 4.7% | +2.0% | $176,377 |
| 3BR | $437,724 | $3,090 | 5.1% | +3.9% | $145,908 |
| 4BR | $531,541 | $3,560 | 4.8% | +4.1% | $132,885 |
Market Trends
Home Value History (with trend line)
📊 How Does 95619 Compare?
| Metric | 95619 | Diamond Springs | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $444,479 | $444,479 | N/A | $761,003 |
| 5-Year CAGR | 1.0% | 1.0% | N/A | 5.7% |
| Avg Rent | $2,088 | $2,088 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95619 (Diamond Springs, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 95619 (Diamond Springs, CA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $444,479 |
| Monthly Rent | $2,088 |
| Price-to-Rent | 17.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.7% |
| 5-Year IRR | 4.6% |
📈 Home Appreciation
| 1-Year | +2.7% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +1.0% ▲ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95619
Population: 6,362
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95619
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are rents high in Diamond Springs, CA?
Expect rents around $2,088/mo per month in Diamond Springs, CA. With home values at $444K, the yield math works out to reasonable levels for rental investors.
What kind of tenants rent in Diamond Springs, CA?
Working renters make up the core of the Diamond Springs, CA tenant base. The pool is reasonable for investors targeting long-term holds.
How expensive is real estate in Diamond Springs, CA?
Diamond Springs, CA home values average about $444K. That price point suits investors targeting rentals with $2,088/mo in monthly income.
How do landlord-tenant laws work in Diamond Springs, CA?
Diamond Springs, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
Does house hacking make sense in Diamond Springs, CA?
Diamond Springs, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $444K price point reasonable to enter.
You know 95619 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95619 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95619 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 95619 (Diamond Springs)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 95619 (Diamond Springs, CA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.