Real Estate Investing in El Dorado Hills, California (95762)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95762 (El Dorado Hills, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in El Dorado Hills, CA (95762)?
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Market Analysis: 95762 El Dorado Hills
The 95762 ZIP covers a section of El Dorado Hills that demands careful diligence. Prices near $920K look accessible, but the work to make a deal cash flow is real.
The 95762 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 95762 and stronger El Dorado Hills ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 95762 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 95762 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in El Dorado Hills:
Property Strategy for 95762
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $652,698 | $3,210 | 3.5% | +3.6% | $326,349 |
| 3BR | $769,492 | $4,270 | 4.0% | +5.2% | $256,497 |
| 4BR | $931,257 | $4,930 | 3.8% | +5.6% | $232,814 |
| 5BR | $1,161,019 | — | — | +6.5% | $232,204 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95762 Compare?
| Metric | 95762 | El Dorado Hills | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $919,869 | $919,869 | N/A | $761,003 |
| 5-Year CAGR | 2.2% | 2.2% | N/A | 5.7% |
| Avg Rent | $3,157 | $3,157 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95762 (El Dorado Hills, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $919,869 |
| Monthly Rent | $3,157 |
| Price-to-Rent | 24.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 4.9% |
📈 Home Appreciation
| 1-Year | +2.1% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +2.2% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | +11.2% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +4.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95762
Population: 47,262
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95762
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,706 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does El Dorado Hills, CA rate as a rental market?
El Dorado Hills, CA comes in at an investability rating of 3.0/5, with median home values near $920K and average rents around $3,157/mo. That combination puts it in the substantial tier for investor interest.
What is the average monthly rent in El Dorado Hills, CA?
Average rent in El Dorado Hills, CA is approximately $3,157/mo per month. Against $920K home values that yields a reasonable rent-to-price ratio.
What kind of vacancy should I budget for in El Dorado Hills, CA?
El Dorado Hills, CA carries elevated vacancy risk. Expect consistent absorption at market rents of $3,157/mo.
Does house hacking work in El Dorado Hills, CA?
The house hack math a challenging in El Dorado Hills, CA. Owner-occupant buyers benefit from the $3,157/mo rents and $920K home values.
What is the renter demographic in El Dorado Hills, CA?
The tenant pool in El Dorado Hills, CA is solid, supported by local employment and population fundamentals. Rents of $3,157/mo are well-absorbed by the market.
You know 95762 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95762 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95762 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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