Real Estate Investing in Newcastle, California (95658)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95658 (Newcastle, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 43.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Newcastle, CA (95658)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95658 Newcastle
Not every below-median market is a bargain. Newcastle's 95658 ZIP clocks in at signals that favor experienced operators who can absorb the risk $952K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $952K asset, 95658 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 95658 sits on the difficult end of the CA spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 95658 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 95658 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Newcastle:
Property Strategy for 95658
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $621,493 | $2,050 | 2.4% | +4.7% | $310,747 |
| 3BR | $855,188 | $2,730 | 2.3% | +5.2% | $285,063 |
| 4BR | $1,114,659 | $3,150 | 2.0% | +5.9% | $278,665 |
| 5BR | $1,345,226 | — | — | +5.7% | $269,045 |
Market Trends
Home Value History (with trend line)
📊 How Does 95658 Compare?
| Metric | 95658 | Newcastle | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $951,609 | $951,609 | N/A | $761,003 |
| 5-Year CAGR | 2.7% | 2.7% | N/A | 5.7% |
| Avg Rent | $1,845 | $1,845 | N/A | - |
| Cap Rate | 1.5% | 1.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95658 (Newcastle, CA). Anonymous, moderated, never written by AI.
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Property managers serving Placer County
Manage rentals here? List your business →B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website
Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website
One Nest Real Estate & Property Management provides real estate and property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $951,609 |
| Monthly Rent | $1,845 |
| Price-to-Rent | 43.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.3% |
| Cap Rate | 1.5% |
| 5-Year IRR | 4.2% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +2.7% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95658
Population: 6,197
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95658
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Penryn Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,745 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How landlord-friendly is Newcastle, CA?
The landlord environment in Newcastle, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
How should investors approach Newcastle, CA?
In Newcastle, CA the robust play is typically careful cash-flow rentals with hands-on management. The combination of $952K prices and $1,845/mo rents suits that approach.
Are tenants stable in Newcastle, CA?
Newcastle, CA draws a measured base of working renters. Demand at the $1,845/mo rent level is reasonable for standard single-family and small multi rentals.
Is Newcastle, CA a good market for buy-and-hold investors?
Investors tracking Newcastle, CA will find a 2.0/5 rating supported by $952K median home values and $1,845/mo rents. That profile suits long-term holders targeting steady returns.
Where do home prices stand in Newcastle, CA?
Newcastle, CA home values average about $952K. That price point suits investors targeting rentals with $1,845/mo in monthly income.
You know 95658 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95658 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95658 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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