Real Estate Investing in Auburn, California (95602)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Placer County • Population: 19,248 • Data updated: September 2026

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Should you buy in 95602 (Auburn, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • Elevated vacancy: 8.5% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (0.7% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 27.3 — hard to cash-flow at these prices.

What’s happening in Auburn, CA (95602)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $654,193
Avg Monthly Rent $1,996
1% Rule ✗ Does Not Meet
Median Income $96,578
% Renters 17.9%

Market Analysis: 95602 Auburn

Not every below-median market is a bargain. Auburn's 95602 ZIP clocks in at signals that favor experienced operators who can absorb the risk $654K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 95602 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Auburn have seen price recovery that 95602 has not matched. Placer County data supports the view that the spread is structural rather than temporary.

Resident income in 95602 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 95602 is an operator game, not a passive one. Turning to rents, entry prices of $654K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Auburn:

C Below Average
Buy Confidence Score: 51/100
Affordability
5/25
Appreciation
10/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.8× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,996/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95602

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
5BR
+4.5% 5yr CAGR
Best Overall Value
2BR
$146,188/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $292,377 $2,040 5.0% +4.3% $146,188
3BR $614,332 $2,750 3.2% +3.5% $204,777
4BR $852,789 $3,220 2.7% +4.5% $213,197
5BR $1,001,276 +4.5% $200,255

Market Trends

Home Value History (with trend line)

$727K$628K$529K$430K$330K$231KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,067$2,020$1,974$1,927$1,881$1,835Mar 2025Nov 2025Jul 2026

📊 How Does 95602 Compare?

Metric 95602 Auburn Sacramento-Roseville-Folsom, CA California
Home Value $654,193 $425,228 N/A $761,003
5-Year CAGR 0.7% 1.0% N/A 5.7%
Avg Rent $1,996 $2,137 N/A -
Cap Rate 2.4% 2.6% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95602 (Auburn, CA). Anonymous, moderated, never written by AI.

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Property managers serving Placer County

Manage rentals here? List your business →

B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website

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Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website

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One Nest Real Estate & Property Management provides real estate and property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.4%
Low
5yr Growth
+0.7%
Slow

📊 Market Snapshot

Home Value $654,193
Monthly Rent $1,996
Price-to-Rent 27.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 3.1%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +0.7% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year +2.3% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.5%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+0.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95602

Population: 19,248

💰 Median Household Income
$96,578
This area
$96,578
State
$94,164
USA
$74,580
🏠 Renter Occupied
17.9%
This area
17.9%
State
39.3%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-16.6%
USA
3.7%
🎓 College Educated
32.8%
This area
32.8%
State
7.7%
USA
33.7%
👤 Median Age
54.2 years
This area
54.2 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.5%
This area
8.5%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 85.6%
Other/Mixed 11.9%
Hispanic/Latino 8.5%
Asian 2.1%
Black/African American 0.3%
👶 Under 18
14.3%
This area
14.3%
USA
22.0%
👴 65 and Over
31.4%
This area
31.4%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 3,745 Off-Campus Students
C+
Sierra College
17,420 students · 14.8 mi

Investor Insight: With 3,745 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are rental rates like in Auburn, CA?

Rental rates in Auburn, CA average $1,996/mo. Tenant demand and $654K home values make the yield look reasonable by investor standards.

What approach is best for Auburn, CA real estate?

The best-fit strategy in Auburn, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the investability score for Auburn, CA?

Yes - Auburn, CA a 2.0/5 investability score. With $654K home prices against $1,996/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the median home value in Auburn, CA?

Expect median prices around $654K in Auburn, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

Can owner-occupants cash flow in Auburn, CA?

Auburn, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $654K price point reasonable to enter.

You know 95602 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95602 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95602 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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