Real Estate Investing in Roseville, California (95747)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95747 (Roseville, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Roseville, CA (95747)?
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Market Analysis: 95747 Roseville
Investors eyeing 95747 need to respect the fundamentals at play. Home values of $672K come alongside slower price movement and elevated management overhead.
The 95747 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 95747 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 95747 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The right play in 95747 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Roseville:
Property Strategy for 95747
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $540,925 | $2,870 | 3.8% | +4.0% | $270,463 |
| 3BR | $601,267 | $3,820 | 4.6% | +4.6% | $200,422 |
| 4BR | $691,557 | $4,400 | 4.6% | +4.8% | $172,889 |
| 5BR | $841,719 | — | — | +5.2% | $168,344 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95747 Compare?
| Metric | 95747 | Roseville | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $671,541 | $639,655 | N/A | $761,003 |
| 5-Year CAGR | 1.7% | 1.9% | N/A | 5.7% |
| Avg Rent | $2,923 | $2,533 | N/A | - |
| Cap Rate | 3.4% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95747 (Roseville, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $671,541 |
| Monthly Rent | $2,923 |
| Price-to-Rent | 19.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +1.8% ▲ |
| 3-Year CAGR | +1.4% ▲ |
| 5-Year CAGR | +1.7% ▲ |
| 10-Year CAGR | +4.7% ▲ |
🏠 Rent Trends
| 1-Year | +2.1% ▲ |
| 3-Year CAGR | +2.3% ▲ |
| 5-Year CAGR | +1.9% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95747
Population: 78,987
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95747
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 12,179 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much do tenants pay in Roseville, CA?
Expect rents around $2,923/mo per month in Roseville, CA. With home values at $672K, the yield math works out to reasonable levels for rental investors.
How do home values compare in Roseville, CA?
Homes in Roseville, CA typically sell near $672K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
What real estate strategy is ideal for Roseville, CA?
Roseville, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($672K prices, $2,923/mo rents) make it a reasonable choice.
Do landlords face vacancy issues in Roseville, CA?
Expect elevated vacancy in Roseville, CA. Rents at $2,923/mo are absorbed by the tenant base without meaningful lag.
Are eviction rules reasonable in Roseville, CA?
Roseville, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
You know 95747 now. You don’t know where it ranks.
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How 95747 ranks in Sacramento-Roseville-Folsom, CA
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