Real Estate Investing in Roseville, California (95747)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Placer County • Population: 78,987 • Data updated: September 2026

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Should you buy in 95747 (Roseville, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Roseville, CA (95747)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $671,541
Avg Monthly Rent $2,923
1% Rule ✗ Does Not Meet
Median Income $129,469
% Renters 19.1%

Market Analysis: 95747 Roseville

Investors eyeing 95747 need to respect the fundamentals at play. Home values of $672K come alongside slower price movement and elevated management overhead.

The 95747 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 95747 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 95747 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 95747 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Roseville:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,923/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95747

Which property type performs best in this market?

Best for Cash Flow
4BR
4.6% cap rate
Best for Appreciation
5BR
+5.2% 5yr CAGR
Best Overall Value
5BR
$168,344/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $540,925 $2,870 3.8% +4.0% $270,463
3BR $601,267 $3,820 4.6% +4.6% $200,422
4BR $691,557 $4,400 4.6% +4.8% $172,889
5BR $841,719 +5.2% $168,344

Market Trends

Home Value History (with trend line)

$745K$646K$546K$446K$346K$247KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,005$2,771$2,536$2,302$2,067$1,833Jul 2016Jul 2021Jul 2026

📊 How Does 95747 Compare?

Metric 95747 Roseville Sacramento-Roseville-Folsom, CA California
Home Value $671,541 $639,655 N/A $761,003
5-Year CAGR 1.7% 1.9% N/A 5.7%
Avg Rent $2,923 $2,533 N/A -
Cap Rate 3.4% 3.1% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95747 (Roseville, CA). Anonymous, moderated, never written by AI.

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Property managers serving Placer County

Manage rentals here? List your business →

B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website

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Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website

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One Nest Real Estate & Property Management provides real estate and property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.4%
Low
5yr Growth
+1.7%
Slow

📊 Market Snapshot

Home Value $671,541
Monthly Rent $2,923
Price-to-Rent 19.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 5.1%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +1.7% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year +2.1% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +1.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95747

Population: 78,987

💰 Median Household Income
$129,469
This area
$129,469
State
$94,164
USA
$74,580
🏠 Renter Occupied
19.1%
This area
19.1%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-16.6%
USA
3.7%
🎓 College Educated
46.8%
This area
46.8%
State
7.7%
USA
33.7%
👤 Median Age
40.5 years
This area
40.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.3%
This area
3.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 67.1%
Asian 17.6%
Other/Mixed 12.9%
Hispanic/Latino 7.3%
Black/African American 2.4%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
18.5%
This area
18.5%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95747

B Avg School Grade
18 Schools
22.2:1 Avg Class Size
$16,555 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Wilson C. Riles Middle

📚 07 – 08 Middle
👥
612 Students
👨‍🏫
18.2:1 Class Size
💰
$23,998 Per Student
B+ Above Average

Rex Fortune Elementary

📚 K – 06 School
👥
219 Students
👨‍🏫
19.9:1 Class Size
💰
$23,998 Per Student
B Good

Blue Oaks Elementary

📚 K – 05 Elementary
👥
497 Students
👨‍🏫
21.9:1 Class Size
💰
$15,633 Per Student
B Good

Diamond Creek Elementary

📚 K – 05 Elementary
👥
566 Students
👨‍🏫
21.8:1 Class Size
💰
$15,633 Per Student
B Good

Junction Elementary

📚 K – 05 Elementary
👥
625 Students
👨‍🏫
21.4:1 Class Size
💰
$15,633 Per Student
B Good

Riego Creek Elementary

📚 K – 05 Elementary
👥
660 Students
👨‍🏫
21.6:1 Class Size
💰
$15,633 Per Student
B Good

Westbrook Elementary

📚 K – 05 Elementary
👥
546 Students
👨‍🏫
21.6:1 Class Size
💰
$15,633 Per Student
B Good

Fiddyment Farm

📚 K – 05 Elementary
👥
643 Students
👨‍🏫
22.1:1 Class Size
💰
$15,633 Per Student
B Good

Heritage Oak Elementary

📚 K – 05 Elementary
👥
642 Students
👨‍🏫
21.8:1 Class Size
💰
$13,860 Per Student
B Good

Orchard Ranch Elementary

📚 K – 05 Elementary
👥
706 Students
👨‍🏫
23.9:1 Class Size
💰
$15,633 Per Student
C+ Average

Creekview Ranch

📚 K – 08 School
👥
844 Students
👨‍🏫
20.1:1 Class Size
💰
$13,860 Per Student
C+ Average

Robert C. Cooley Middle

📚 06 – 08 Middle
👥
997 Students
👨‍🏫
23.4:1 Class Size
💰
$15,633 Per Student
C+ Average

West Park High

📚 09 – 12 High School
👥
1,845 Students
👨‍🏫
25.2:1 Class Size
💰
$19,997 Per Student
C+ Average

Woodcreek High

📚 09 – 12 High School
👥
1,902 Students
👨‍🏫
22.2:1 Class Size
💰
$19,997 Per Student
C+ Average

Barbara Chilton Middle

📚 06 – 08 Middle
👥
1,209 Students
👨‍🏫
24.0:1 Class Size
💰
$15,633 Per Student
C+ Average

Quail Glen Elementary

📚 K – 05 Elementary
👥
552 Students
👨‍🏫
22.3:1 Class Size
💰
$13,860 Per Student
C+ Average

Coyote Ridge Elementary

📚 K – 05 Elementary
👥
824 Students
👨‍🏫
23.0:1 Class Size
💰
$13,860 Per Student
C+ Average

Silverado Middle

📚 06 – 08 Middle
👥
951 Students
👨‍🏫
24.8:1 Class Size
💰
$13,860 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 12,179 Off-Campus Students
C
William Jessup University
1,484 students · 4.9 mi
C+
Medical Career College of Northern California
10 students · 5.6 mi
C+
Hoss Lee Academy
97 students · 5.8 mi
C+
Citrus Heights Beauty College
110 students · 6.3 mi
C
MTI College
1,025 students · 8.3 mi
C+
Sierra College
17,420 students · 8.5 mi
D
National Career Education
438 students · 8.6 mi
C
American River College
29,908 students · 9.0 mi

Investor Insight: With 12,179 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Roseville, CA?

Expect rents around $2,923/mo per month in Roseville, CA. With home values at $672K, the yield math works out to reasonable levels for rental investors.

How do home values compare in Roseville, CA?

Homes in Roseville, CA typically sell near $672K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

What real estate strategy is ideal for Roseville, CA?

Roseville, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($672K prices, $2,923/mo rents) make it a reasonable choice.

Do landlords face vacancy issues in Roseville, CA?

Expect elevated vacancy in Roseville, CA. Rents at $2,923/mo are absorbed by the tenant base without meaningful lag.

Are eviction rules reasonable in Roseville, CA?

Roseville, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

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How 95747 ranks in Sacramento-Roseville-Folsom, CA

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