Real Estate Investing in Madison, California (95653)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yolo County • Population: 682 • Data updated: September 2026

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Should you buy in 95653 (Madison, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 11.6% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 25.8% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Madison, CA (95653)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $382,950
Avg Monthly Rent $1,719
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 18.3%

Market Analysis: 95653 Madison

Not every below-median market is a bargain. Madison's 95653 ZIP sits at signals that favor experienced operators who can absorb the risk $383K pricing implies.

The 95653 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within CA, ZIP 95653 trails on several market indicators that neighboring Yolo County submarkets outperform. The gap is real and impressive enough to shape underwriting.

Demographically, 95653 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. durable returns are possible in 95653, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Madison:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+8.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,719/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data

Market Trends

Home Value History (with trend line)

$399K$362K$326K$289K$253K$217KFeb 2017Nov 2021Jul 2026

📊 How Does 95653 Compare?

Metric 95653 Madison Sacramento-Roseville-Folsom, CA California
Home Value $382,950 $382,950 N/A $761,003
5-Year CAGR 2.5% 2.5% N/A 5.7%
Avg Rent $1,719 $1,719 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 95653? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95653 (Madison, CA). Anonymous, moderated, never written by AI.

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Property managers serving Yolo County

Manage rentals here? List your business →

Allegiance Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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MBS Property Management, Inc. provides property management services. summary from their website

Unclaimed — is this your business? Claim it free

Transcapital Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+2.5%
Slow

📊 Market Snapshot

Home Value $382,950
Monthly Rent $1,719
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 6.0%

📈 Home Appreciation

1-Year +8.9% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.6%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.5%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95653

Population: 682

💰 Median Household Income
N/A
🏠 Renter Occupied
18.3%
This area
18.3%
State
39.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.6%
USA
3.7%
🎓 College Educated
5.4%
This area
5.4%
State
7.7%
USA
33.7%
👤 Median Age
57.6 years
This area
57.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
11.6%
This area
11.6%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 51.2%
Hispanic/Latino 51.0%
White 48.4%
Black/African American 0.2%
Asian 0.2%
👶 Under 18
0.2%
This area
0.2%
USA
22.0%
👴 65 and Over
42.0%
This area
42.0%
USA
17.3%
📊 Poverty Rate
25.8%
This area
25.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95653

C Avg School Grade
1 Schools
40.0:1 Avg Class Size
$20,316 Avg Per Pupil

Schools in This ZIP Code

C Below Average

Madison Community High

📚 09 – 12 High School
👥
20 Students
👨‍🏫
40.0:1 Class Size
💰
$20,316 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,007 Off-Campus Students
C
Woodland Community College
3,664 students · 13.2 mi

Investor Insight: With 1,007 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Madison, CA a smart market for rental property?

Investors tracking Madison, CA will find a 3.0/5 rating supported by $383K median home values and $1,719/mo rents. That profile suits long-term holders targeting consistent returns.

Does Madison, CA favor landlords or tenants?

CA law tenant-protective for landlords, and Madison inherits those rules. Investors should still review local ordinances for rental licensing.

Where do rents currently stand in Madison, CA?

Madison, CA rentals go for roughly $1,719/mo a month. That puts gross yield in solid territory relative to $383K acquisition costs.

Is vacancy a concern in Madison, CA?

Madison, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.

What is the tenant pool like in Madison, CA?

Tenant quality in Madison, CA ranks as solid. Landlords generally report predictable occupancy at market rents of $1,719/mo.

You know 95653 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95653 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95653 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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