Real Estate Investing in Capay, California (95607)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95607 (Capay, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 8.7% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 37.3 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Capay, CA (95607)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95607 Capay
ZIP 95607 inside Yolo County looks affordable on the surface — median value of $770K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95607 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 95607 sits on the difficult end of the CA spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 95607 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 95607 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Capay:
Market Trends
Home Value History (with trend line)
📊 How Does 95607 Compare?
| Metric | 95607 | Capay | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $770,172 | $770,172 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $1,719 | $1,719 | N/A | - |
| Cap Rate | 1.7% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95607 (Capay, CA). Anonymous, moderated, never written by AI.
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Property managers serving Yolo County
Manage rentals here? List your business →Allegiance Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website
MBS Property Management, Inc. provides property management services. summary from their website
Transcapital Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $770,172 |
| Monthly Rent | $1,719 |
| Price-to-Rent | 37.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.7% |
| Cap Rate | 1.7% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | +4.2% ▲ |
| 3-Year CAGR | -3.5% ▼ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95607
Population: 271
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the typical renter like in Capay, CA?
Tenant quality in Capay, CA ranks as solid. Landlords generally report consistent occupancy at market rents of $1,719/mo.
Can I house hack in Capay, CA?
Capay, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,719/mo rent level.
How much does a house cost in Capay, CA?
Homes in Capay, CA typically sell near $770K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
What do landlords charge for rent in Capay, CA?
Rent in Capay, CA is around $1,719/mo. The resulting rent-to-value relationship with $770K pricing is reasonable for most investor models.
How tight is the rental market in Capay, CA?
Vacancy risk in Capay, CA is elevated. That supports stable cash flow for typical rental holds.
You know 95607 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95607 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95607 ranks in Sacramento-Roseville-Folsom, CA
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