Real Estate Investing in Yolo, California (95697)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95697 (Yolo, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 16.0% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.3% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 78.6% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Yolo, CA (95697)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95697 Yolo
In practical terms, ZIP 95697 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $500K median. It rewards specialists, not generalists.
The 95697 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within CA, ZIP 95697 trails on several market indicators that neighboring Yolo County submarkets outperform. The gap is real and solid enough to shape underwriting.
A impressive renter share of 75% in 95697 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 95697 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Yolo:
Market Trends
Home Value History (with trend line)
📊 How Does 95697 Compare?
| Metric | 95697 | Yolo | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $500,402 | $125,100 | N/A | $761,003 |
| 5-Year CAGR | 0.3% | 0.3% | N/A | 5.7% |
| Avg Rent | $1,755 | $1,755 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95697 (Yolo, CA). Anonymous, moderated, never written by AI.
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Property managers serving Yolo County
Manage rentals here? List your business →Allegiance Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website
MBS Property Management, Inc. provides property management services. summary from their website
Transcapital Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $500,402 |
| Monthly Rent | $1,755 |
| Price-to-Rent | 23.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 3.1% |
📈 Home Appreciation
| 1-Year | +7.9% ▲ |
| 3-Year CAGR | 0.0% ▼ |
| 5-Year CAGR | +0.3% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95697
Population: 264
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95697
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,912 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are homes affordable in Yolo, CA?
Yolo, CA median home values land near $500K. That is reasonable territory for investors looking at $1,755/mo-per-month rentals.
How does Yolo, CA stack up for property investment?
Yolo, CA records an investability rating of 2.0/5, with median home values near $500K and average rents around $1,755/mo. That combination puts it in the durable tier for investor interest.
What is the typical renter like in Yolo, CA?
Tenant quality in Yolo, CA ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,755/mo.
Are eviction rules reasonable in Yolo, CA?
Yolo, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
Does a duplex house hack pencil in Yolo, CA?
For house hackers, Yolo, CA is a challenging. The $1,755/mo rent on a unit helps defray the mortgage on a $500K property.
You know 95697 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95697 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95697 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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