Real Estate Investing in Wilton, California (95693)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95693 (Wilton, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 36.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wilton, CA (95693)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95693 Wilton
ZIP 95693 in Wilton, CA carries a robust set of headwinds. Home values near $975K and rents of $2,232/mo sit inside a market where underwriting has to be tight.
Rent of $2,232/mo on a $975K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95693 sits below the stated 0.0% once reality is priced in.
On balance, 95693 offers a low basis, the region around Wilton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 95693 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 95693 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Wilton:
Property Strategy for 95693
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $683,032 | $2,480 | 2.6% | +2.3% | $341,516 |
| 3BR | $829,261 | $3,300 | 2.9% | +4.6% | $276,420 |
| 4BR | $1,015,537 | $3,810 | 2.7% | +5.2% | $253,884 |
| 5BR | $1,245,989 | — | — | +7.4% | $249,198 |
Market Trends
Home Value History (with trend line)
📊 How Does 95693 Compare?
| Metric | 95693 | Wilton | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $975,171 | $975,171 | N/A | $761,003 |
| 5-Year CAGR | 2.3% | 2.3% | N/A | 5.7% |
| Avg Rent | $2,232 | $2,232 | N/A | - |
| Cap Rate | 1.8% | 1.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95693 (Wilton, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 95693 (Wilton, CA)?
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Property managers serving Sacramento County
Manage rentals here? List your business →Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website
CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website
Eagle Property Management offers property management services in Sacramento, CA. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $975,171 |
| Monthly Rent | $2,232 |
| Price-to-Rent | 36.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.8% |
| Cap Rate | 1.8% |
| 5-Year IRR | 4.1% |
📈 Home Appreciation
| 1-Year | +5.8% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +2.3% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95693
Population: 7,623
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95693
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,445 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much should I expect to pay for a home in Wilton, CA?
Expect median prices around $975K in Wilton, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
How qualified is the tenant pool in Wilton, CA?
The tenant pool in Wilton, CA is solid, supported by local employment and population fundamentals. Rents of $2,232/mo are well-absorbed by the market.
Does house hacking work in Wilton, CA?
House hacking in Wilton, CA is reasonable to execute. Prices around $975K and rents of $2,232/mo solid owner-occupant economics.
How strict are landlord regulations in Wilton, CA?
Wilton, CA operates under CA law, which is tenant-protective overall for landlords. Expect steady treatment in typical lease and eviction cases.
How much is rent in Wilton, CA?
Wilton, CA rentals go for roughly $2,232/mo a month. That puts gross yield in solid territory relative to $975K acquisition costs.
You know 95693 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95693 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95693 ranks in Sacramento-Roseville-Folsom, CA
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