Real Estate Investing in Elk Grove, California (95757)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95757 (Elk Grove, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Elk Grove, CA (95757)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95757 Elk Grove
ZIP 95757 in Elk Grove, CA carries a solid set of headwinds. Home values near $695K and rents of $2,911/mo sit inside a market where underwriting has to be tight.
Rent of $2,911/mo on a $695K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95757 sits below the stated 0.0% once reality is priced in.
Stepping back, 95757 offers a low basis, the region around Elk Grove has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 95757 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 95757 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Elk Grove:
Property Strategy for 95757
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $523,108 | $3,280 | 4.5% | +4.7% | $261,554 |
| 3BR | $611,606 | $4,370 | 5.1% | +5.5% | $203,869 |
| 4BR | $706,293 | $5,030 | 5.1% | +6.0% | $176,573 |
| 5BR | $799,180 | — | — | +6.3% | $159,836 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95757 Compare?
| Metric | 95757 | Elk Grove | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $695,488 | $636,511 | N/A | $761,003 |
| 5-Year CAGR | 1.9% | 1.9% | N/A | 5.7% |
| Avg Rent | $2,911 | $2,714 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95757 (Elk Grove, CA). Anonymous, moderated, never written by AI.
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Property managers serving Sacramento County
Manage rentals here? List your business →Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website
CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website
Eagle Property Management offers property management services in Sacramento, CA. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $695,488 |
| Monthly Rent | $2,911 |
| Price-to-Rent | 19.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 5.2% |
📈 Home Appreciation
| 1-Year | -1.7% ▼ |
| 3-Year CAGR | +0.5% ▲ |
| 5-Year CAGR | +1.9% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | -1.1% ▼ |
| 3-Year CAGR | +1.2% ▲ |
| 5-Year CAGR | +2.2% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95757
Population: 54,535
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95757
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 9,338 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How high is vacancy risk in Elk Grove, CA?
Vacancy risk in Elk Grove, CA is elevated. That supports reliable cash flow for typical rental holds.
How strong is the working-renter base in Elk Grove, CA?
Tenant demand in Elk Grove, CA is solid. The local workforce $2,911/mo rents across most rental classes.
How landlord-friendly is Elk Grove, CA?
Landlord-friendliness in Elk Grove, CA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How strong are rents in Elk Grove, CA?
The typical rental in Elk Grove, CA commands about $2,911/mo monthly. That rent profile even-keeled cash flow against the $695K purchase basis.
What are home prices like in Elk Grove, CA?
Median home price in Elk Grove, CA is near $695K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
You know 95757 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95757 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95757 ranks in Sacramento-Roseville-Folsom, CA
Every ZIP in this metro, ranked. Free.
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