Real Estate Investing in Elk Grove, California (95758)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sacramento County • Population: 65,999 • Data updated: September 2026

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Should you buy in 95758 (Elk Grove, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Elk Grove, CA (95758)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $575,378
Avg Monthly Rent $2,543
1% Rule ✗ Does Not Meet
Median Income $102,306
% Renters 29.5%

Market Analysis: 95758 Elk Grove

The 95758 ZIP covers a section of Elk Grove that demands careful diligence. Prices near $575K look accessible, but the work to make a deal cash flow is real.

Rent of $2,543/mo on a $575K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95758 sits below the stated 0.0% once reality is priced in.

ZIP 95758's metrics run below Sacramento County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 95758 includes headwinds that any investor should price in. Income distribution skews lower than Elk Grove averages, and tenant stability requires active management.

Strategically, 95758 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Elk Grove:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Declining (-0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,543/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95758

Which property type performs best in this market?

Best for Cash Flow
3BR
4.5% cap rate
Best for Appreciation
5BR
+5.9% 5yr CAGR
Best Overall Value
5BR
$142,937/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $427,586 $2,460 4.1% +4.2% $213,793
3BR $527,448 $3,270 4.5% +5.1% $175,816
4BR $613,040 $3,770 4.4% +5.5% $153,260
5BR $714,686 +5.9% $142,937

Market Trends

Home Value History (with trend line)

$657K$556K$454K$352K$250K$149KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,655$2,410$2,165$1,920$1,675$1,430Jul 2016Jul 2021Jul 2026

📊 How Does 95758 Compare?

Metric 95758 Elk Grove Sacramento-Roseville-Folsom, CA California
Home Value $575,378 $636,511 N/A $761,003
5-Year CAGR 1.8% 1.9% N/A 5.7%
Avg Rent $2,543 $2,714 N/A -
Cap Rate 3.5% 3.3% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95758 (Elk Grove, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sacramento County

Manage rentals here? List your business →

Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

Unclaimed — is this your business? Claim it free

CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website

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Eagle Property Management offers property management services in Sacramento, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.5%
Low
5yr Growth
+1.8%
Slow

📊 Market Snapshot

Home Value $575,378
Monthly Rent $2,543
Price-to-Rent 18.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.5%
5-Year IRR 5.2%

📈 Home Appreciation

1-Year -0.6% ▼
3-Year CAGR +0.6% ▲
5-Year CAGR +1.8% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year -0.3% ▼
3-Year CAGR +2.3% ▲
5-Year CAGR +2.6% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.8%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95758

Population: 65,999

💰 Median Household Income
$102,306
This area
$102,306
State
$94,164
USA
$74,580
🏠 Renter Occupied
29.5%
This area
29.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-16.6%
USA
3.7%
🎓 College Educated
36.0%
This area
36.0%
State
7.7%
USA
33.7%
👤 Median Age
39.3 years
This area
39.3 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.3%
This area
3.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 35.9%
Asian 29.2%
Other/Mixed 22.6%
Hispanic/Latino 13.9%
Black/African American 12.4%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
13.6%
This area
13.6%
USA
17.3%
📊 Poverty Rate
7.6%
This area
7.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95758

B Avg School Grade
10 Schools
22.4:1 Avg Class Size
$16,710 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average
👥
372 Students
👨‍🏫
16.8:1 Class Size
💰
$14,328 Per Student
B Good

Joseph Sims Elementary

📚 K – 06 School
👥
731 Students
👨‍🏫
21.0:1 Class Size
💰
$16,975 Per Student
B Good

Elitha Donner Elementary

📚 K – 06 School
👥
757 Students
👨‍🏫
23.6:1 Class Size
💰
$16,975 Per Student
B Good

Foulks Ranch Elementary

📚 K – 06 School
👥
793 Students
👨‍🏫
24.8:1 Class Size
💰
$16,975 Per Student
B Good

Harriet G. Eddy Middle

📚 07 – 08 Middle
👥
1,013 Students
👨‍🏫
19.7:1 Class Size
💰
$16,975 Per Student
B Good

Marion Mix Elementary

📚 K – 06 School
👥
728 Students
👨‍🏫
24.3:1 Class Size
💰
$16,975 Per Student
B Good

Stone Lake Elementary

📚 K – 06 School
👥
719 Students
👨‍🏫
23.2:1 Class Size
💰
$16,975 Per Student
C+ Average

Irene B. West Elementary

📚 K – 06 School
👥
971 Students
👨‍🏫
25.6:1 Class Size
💰
$16,975 Per Student
C+ Average

John Ehrhardt Elementary

📚 K – 06 School
👥
809 Students
👨‍🏫
23.8:1 Class Size
💰
$16,975 Per Student
C+ Average

Laguna Creek High

📚 09 – 12 High School
👥
2,119 Students
👨‍🏫
21.2:1 Class Size
💰
$16,975 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 15,946 Off-Campus Students
C
Cosumnes River College
14,980 students · 2.1 mi
C+
California Northstate University
847 students · 2.5 mi
C
UEI College-Sacramento
1,086 students · 4.5 mi
C+
My Le's Beauty College
168 students · 4.5 mi
C
MIXED Institute of Cosmetology & Barber
139 students · 4.6 mi
C+
Charles A Jones Career and Education Center
90 students · 6.0 mi
C
Sacramento City College
19,031 students · 8.1 mi
B
California State University-Sacramento
31,172 students · 9.1 mi

Investor Insight: With 15,946 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Elk Grove, CA favor landlords or tenants?

CA law tenant-protective for landlords, and Elk Grove inherits those rules. Investors should still review local ordinances for rental licensing.

Is it easy to find good tenants in Elk Grove, CA?

Working renters make up the core of the Elk Grove, CA tenant base. The pool is reasonable for investors targeting long-term holds.

Is housing expensive in Elk Grove, CA?

Homes in Elk Grove, CA typically sell near $575K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Does a duplex house hack pencil in Elk Grove, CA?

Elk Grove, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,543/mo rent level.

How much is rent in Elk Grove, CA?

The typical rental in Elk Grove, CA commands about $2,543/mo monthly. That rent profile even-keeled cash flow against the $575K purchase basis.

You know 95758 now. You don’t know where it ranks.

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How 95758 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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