Real Estate Investing in Elk Grove, California (95758)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95758 (Elk Grove, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Elk Grove, CA (95758)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95758 Elk Grove
The 95758 ZIP covers a section of Elk Grove that demands careful diligence. Prices near $575K look accessible, but the work to make a deal cash flow is real.
Rent of $2,543/mo on a $575K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95758 sits below the stated 0.0% once reality is priced in.
ZIP 95758's metrics run below Sacramento County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 95758 includes headwinds that any investor should price in. Income distribution skews lower than Elk Grove averages, and tenant stability requires active management.
Strategically, 95758 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Elk Grove:
Property Strategy for 95758
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $427,586 | $2,460 | 4.1% | +4.2% | $213,793 |
| 3BR | $527,448 | $3,270 | 4.5% | +5.1% | $175,816 |
| 4BR | $613,040 | $3,770 | 4.4% | +5.5% | $153,260 |
| 5BR | $714,686 | — | — | +5.9% | $142,937 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95758 Compare?
| Metric | 95758 | Elk Grove | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $575,378 | $636,511 | N/A | $761,003 |
| 5-Year CAGR | 1.8% | 1.9% | N/A | 5.7% |
| Avg Rent | $2,543 | $2,714 | N/A | - |
| Cap Rate | 3.5% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95758 (Elk Grove, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $575,378 |
| Monthly Rent | $2,543 |
| Price-to-Rent | 18.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.5% |
| 5-Year IRR | 5.2% |
📈 Home Appreciation
| 1-Year | -0.6% ▼ |
| 3-Year CAGR | +0.6% ▲ |
| 5-Year CAGR | +1.8% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | -0.3% ▼ |
| 3-Year CAGR | +2.3% ▲ |
| 5-Year CAGR | +2.6% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95758
Population: 65,999
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95758
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 15,946 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Does Elk Grove, CA favor landlords or tenants?
CA law tenant-protective for landlords, and Elk Grove inherits those rules. Investors should still review local ordinances for rental licensing.
Is it easy to find good tenants in Elk Grove, CA?
Working renters make up the core of the Elk Grove, CA tenant base. The pool is reasonable for investors targeting long-term holds.
Is housing expensive in Elk Grove, CA?
Homes in Elk Grove, CA typically sell near $575K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
Does a duplex house hack pencil in Elk Grove, CA?
Elk Grove, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,543/mo rent level.
How much is rent in Elk Grove, CA?
The typical rental in Elk Grove, CA commands about $2,543/mo monthly. That rent profile even-keeled cash flow against the $575K purchase basis.
You know 95758 now. You don’t know where it ranks.
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How 95758 ranks in Sacramento-Roseville-Folsom, CA
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