Most Affordable ZIP Codes in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 19132 1% rule | Philadelphia, PA | $72,543 | $1,419 | 15.26% | -2.9% |
| 2 | 19133 1% rule | Philadelphia, PA | $82,573 | $1,523 | 14.39% | -1.5% |
| 3 | 19140 1% rule | Philadelphia, PA | $97,150 | $1,346 | 10.81% | 1.2% |
| 4 | 19013 1% rule | Chester, PA | $109,463 | $1,291 | 9.20% | 7.6% |
| 5 | 19134 1% rule | Philadelphia, PA | $119,077 | $1,432 | 9.38% | -1.4% |
| 6 | 08103 1% rule | Camden, NJ | $126,142 | $1,648 | 10.19% | 3.8% |
| 7 | 19139 1% rule | Philadelphia, PA | $127,788 | $1,464 | 8.94% | -1.1% |
| 8 | 08104 1% rule | Camden, NJ | $128,356 | $1,722 | 10.46% | 12.3% |
| 9 | 08102 1% rule | Camden, NJ | $129,366 | $1,914 | 11.54% | 2.9% |
| 10 | 19142 | Philadelphia, PA | $137,052 | $1,319 | 7.50% | 0.8% |
| 11 | 19143 1% rule | Philadelphia, PA | $146,257 | $1,574 | 8.39% | -2.1% |
| 12 | 19141 | Philadelphia, PA | $160,267 | $1,164 | 5.67% | -1.6% |
| 13 | 19131 | Philadelphia, PA | $164,563 | $1,629 | 7.72% | 1.4% |
| 14 | 19120 | Philadelphia, PA | $169,268 | $1,551 | 7.15% | 1.5% |
| 15 | 19023 | Collingdale, PA | $170,864 | $1,448 | 6.61% | 6.5% |
| 16 | 19124 | Philadelphia, PA | $173,867 | $1,219 | 5.47% | 2.8% |
| 17 | 08105 | Camden, NJ | $175,173 | $1,485 | 6.61% | 7.3% |
| 18 | 19138 | Philadelphia, PA | $178,497 | $1,678 | 7.33% | 0.3% |
| 19 | 19801 1% rule | Wilmington, DE | $178,645 | $1,789 | 7.81% | 8.4% |
| 20 | 19144 | Philadelphia, PA | $184,426 | $1,499 | 6.34% | -2.0% |
| 21 | 19121 | Philadelphia, PA | $189,675 | $1,608 | 6.61% | -2.2% |
| 22 | 19079 | Sharon Hill, PA | $196,360 | $1,295 | 5.14% | 5.7% |
| 23 | 19022 | Crum Lynne, PA | $197,405 | $1,575 | 6.22% | 5.4% |
| 24 | 19802 | Wilmington, DE | $199,887 | $1,662 | 6.49% | 5.1% |
| 25 | 19082 | Upper Darby, PA | $203,088 | $1,281 | 4.92% | 7.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →