ZIP Codes That Pass the 1% Rule in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (2026)
Where monthly rent is at least 1% of the purchase price — the quick screen investors use before running full numbers.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 19132 1% rule | Philadelphia, PA | $72,543 | $1,419 | 15.26% | -2.9% |
| 2 | 19133 1% rule | Philadelphia, PA | $82,573 | $1,523 | 14.39% | -1.5% |
| 3 | 08102 1% rule | Camden, NJ | $129,366 | $1,914 | 11.54% | 2.9% |
| 4 | 19140 1% rule | Philadelphia, PA | $97,150 | $1,346 | 10.81% | 1.2% |
| 5 | 08104 1% rule | Camden, NJ | $128,356 | $1,722 | 10.46% | 12.3% |
| 6 | 08103 1% rule | Camden, NJ | $126,142 | $1,648 | 10.19% | 3.8% |
| 7 | 19134 1% rule | Philadelphia, PA | $119,077 | $1,432 | 9.38% | -1.4% |
| 8 | 19013 1% rule | Chester, PA | $109,463 | $1,291 | 9.20% | 7.6% |
| 9 | 19139 1% rule | Philadelphia, PA | $127,788 | $1,464 | 8.94% | -1.1% |
| 10 | 19143 1% rule | Philadelphia, PA | $146,257 | $1,574 | 8.39% | -2.1% |
| 11 | 19801 1% rule | Wilmington, DE | $178,645 | $1,789 | 7.81% | 8.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →