Real Estate Investing in Philadelphia, Pennsylvania (19120)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Philadelphia County • Population: 68,078 • Data updated: September 2026

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Should you buy in 19120 (Philadelphia, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated poverty: 26.2% poverty rate — can affect rent collection.

What’s happening in Philadelphia, PA (19120)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $169,268
Avg Monthly Rent $1,551
1% Rule ✗ Does Not Meet
Median Income $46,505
% Renters 34.9%

Market Analysis: 19120 Philadelphia

The 19120 ZIP covers a section of Philadelphia that demands careful diligence. Prices near $169K look accessible, but the work to make a deal cash flow is real.

Rent of $1,551/mo on a $169K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 19120 sits below the stated 0.0% once reality is priced in.

Within PA, ZIP 19120 trails on several market indicators that neighboring Philadelphia County submarkets outperform. The gap is real and impressive enough to shape underwriting.

Demographically, 19120 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Philadelphia:

C+ Average
Buy Confidence Score: 66/100
Affordability
15/25
Appreciation
14/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,551/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 19120

Which property type performs best in this market?

Best for Cash Flow
3BR
7.6% cap rate
Best for Appreciation
2BR
+5.9% 5yr CAGR
Best Overall Value
5BR
$48,944/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $160,159 $1,470 6.6% +5.9% $80,079
3BR $166,500 $1,760 7.6% +4.5% $55,500
4BR $198,990 $1,970 7.1% +4.6% $49,747
5BR $244,719 +5.2% $48,944

Market Trends

Home Value History (with trend line)

$183K$160K$137K$114K$91K$68KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,585$1,487$1,389$1,290$1,192$1,094Apr 2022Jun 2024Jul 2026

📊 How Does 19120 Compare?

Metric 19120 Philadelphia Pennsylvania
Home Value $169,268 $260,324 $278,018
5-Year CAGR 1.5% 1.2% 6.3%
Avg Rent $1,551 $1,659 -
Cap Rate 7.2% 5.6% -
💡 Why Invest in 19120? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19120 (Philadelphia, PA). Anonymous, moderated, never written by AI.

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Property managers serving Philadelphia County

Manage rentals here? List your business →

Atlas Property Management is a boutique team offering personal service for single-family rentals across Napa Valley, serving Napa, Yountville, St. Helena, Calistoga, Sonoma, American Canyon, Hiddenbro summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Citified Realty & Property Management provides management services for single-family, multi-family, and commercial units in Philadelphia, focusing on tenant satisfaction. summary from their website

Single-familySmall multifamilyCommercial
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Chapel Realty Property Management. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
7.2%
Good
5yr Growth
+1.5%
Slow

📊 Market Snapshot

Home Value $169,268
Monthly Rent $1,551
Price-to-Rent 9.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.0%
Cap Rate 7.2%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +1.5% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year +11.2% ▲
3-Year CAGR +7.7% ▲
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.2%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.2%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.5%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 19120

Population: 68,078

💰 Median Household Income
$46,505
This area
$46,505
State
$73,647
USA
$74,580
🏠 Renter Occupied
34.9%
This area
34.9%
State
23.0%
USA
34.0%
💼 Unemployment Rate
6.4%
This area
6.4%
State
-7.4%
USA
3.7%
🎓 College Educated
14.2%
This area
14.2%
State
12.3%
USA
33.7%
👤 Median Age
34.2 years
This area
34.2 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
Black/African American 47.0%
Other/Mixed 30.7%
Hispanic/Latino 26.2%
Asian 12.3%
White 10.1%
👶 Under 18
29.2%
This area
29.2%
USA
22.0%
👴 65 and Over
11.8%
This area
11.8%
USA
17.3%
📊 Poverty Rate
26.2%
This area
26.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19120

A+ Avg School Grade
14 Schools
14.0:1 Avg Class Size
$32,839 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Barton Clara Sch

📚 K – 02 Elementary
👥
501 Students
👨‍🏫
11.3:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Marshall Thurgood

📚 Pre-K – 08 School
👥
628 Students
👨‍🏫
11.2:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Feltonville Intermediate School

📚 03 – 05 Elementary
👥
500 Students
👨‍🏫
14.0:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Feltonville Sch of Arts & Sciences

📚 06 – 08 Middle
👥
554 Students
👨‍🏫
14.1:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Finletter Thomas K Sch

📚 Pre-K – 08 School
👥
632 Students
👨‍🏫
14.8:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Franklin Benjamin Sch

📚 K – 08 School
👥
588 Students
👨‍🏫
14.2:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Morrison Andrew J Sch

📚 K – 08 School
👥
522 Students
👨‍🏫
14.5:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Washington Grover Jr Sch

📚 05 – 08 School
👥
428 Students
👨‍🏫
13.1:1 Class Size
💰
$36,791 Per Student
A Very Good

Lowell James R Sch

📚 Pre-K – 04 Elementary
👥
522 Students
👨‍🏫
17.2:1 Class Size
💰
$36,791 Per Student
A Very Good

Olney El Sch

📚 K – 08 School
👥
693 Students
👨‍🏫
15.3:1 Class Size
💰
$36,791 Per Student
A Very Good

ASPIRA Bilingual Cyber CS

📚 K – 12 K-12 Charter
👥
957 Students
👨‍🏫
13.4:1 Class Size
💰
$20,015 Per Student
A Very Good

Olney HS

📚 09 – 12 High School
👥
1,223 Students
👨‍🏫
14.5:1 Class Size
💰
$36,791 Per Student
A Very Good

Eugenio Maria DE Hostos CS

📚 K – 08 School Charter
👥
486 Students
👨‍🏫
12.6:1 Class Size
💰
$18,325 Per Student
B+ Above Average

Universal Creighton CS

📚 K – 08 School Charter
👥
673 Students
👨‍🏫
16.0:1 Class Size
💰
$16,706 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 4,742 Off-Campus Students
D
ASPIRA City College
14 students · 1.4 mi
C
La Salle University
3,554 students · 1.8 mi
D
Gratz College
482 students · 2.4 mi
C
Philadelphia Technician Training
492 students · 3.1 mi
C
Salus University
1,148 students · 3.6 mi
D
Manor College
599 students · 3.7 mi
C
Reconstructionist Rabbinical College
43 students · 4.0 mi
B
Temple University
30,205 students · 4.2 mi

Investor Insight: With 4,742 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of market is Philadelphia, PA for investors?

With a 3.0/5 investability score, Philadelphia, PA ranks as a solid market for rental property investors. Median prices of $169K and rents of $1,551/mo drive the underlying numbers.

What is the average monthly rent in Philadelphia, PA?

Rental rates in Philadelphia, PA average $1,551/mo. Tenant demand and $169K home values make the yield look reasonable by investor standards.

Is Philadelphia, PA landlord-friendly?

Rental owners in Philadelphia, PA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What are vacancy rates like in Philadelphia, PA?

Expect elevated vacancy in Philadelphia, PA. Rents at $1,551/mo are absorbed by the tenant base without meaningful lag.

Is Philadelphia, PA better for rentals, flips, or BRRRR?

Investors usually favor careful cash-flow rentals with hands-on management in Philadelphia, PA. With home values at $169K and rents near $1,551/mo, other strategies can work but produce predictable rather than outsized returns.

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How 19120 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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