Real Estate Investing in Philadelphia, Pennsylvania (19131)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Philadelphia County • Population: 44,799 • Data updated: September 2026

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Should you buy in 19131 (Philadelphia, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 16.7% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.4% CAGR).
  • Elevated poverty: 22.4% poverty rate — can affect rent collection.

What’s happening in Philadelphia, PA (19131)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $164,563
Avg Monthly Rent $1,629
1% Rule ✗ Does Not Meet
Median Income $45,434
% Renters 56.0%

Market Analysis: 19131 Philadelphia

The 19131 ZIP covers a section of Philadelphia that demands careful diligence. Prices near $165K look accessible, but the work to make a deal cash flow is real.

The investment case in 19131 is solid only for operators who understand what they are buying. A $165K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

On balance, 19131 offers a low basis, the region around Philadelphia has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 19131 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Philadelphia:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+8.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,629/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 19131

Which property type performs best in this market?

Best for Cash Flow
3BR
11.2% cap rate
Best for Appreciation
2BR
+10.6% 5yr CAGR
Best Overall Value
4BR
$45,362/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $143,865 $1,510 7.6% +4.7% $143,865
2BR $167,411 $1,800 7.7% +10.6% $83,706
3BR $139,426 $2,160 11.2% +3.1% $46,475
4BR $181,448 $2,410 9.6% +3.7% $45,362
5BR $391,265 +6.1% $78,253

Market Trends

Home Value History (with trend line)

$178K$155K$131K$108K$84K$60KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,753$1,600$1,447$1,294$1,141$988Aug 2016Aug 2021Jul 2026

📊 How Does 19131 Compare?

Metric 19131 Philadelphia Pennsylvania
Home Value $164,563 $260,324 $278,018
5-Year CAGR 1.4% 1.2% 6.3%
Avg Rent $1,629 $1,659 -
Cap Rate 7.7% 5.6% -
💡 Why Invest in 19131? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

56% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19131 (Philadelphia, PA). Anonymous, moderated, never written by AI.

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Property managers serving Philadelphia County

Manage rentals here? List your business →

Atlas Property Management is a boutique team offering personal service for single-family rentals across Napa Valley, serving Napa, Yountville, St. Helena, Calistoga, Sonoma, American Canyon, Hiddenbro summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Citified Realty & Property Management provides management services for single-family, multi-family, and commercial units in Philadelphia, focusing on tenant satisfaction. summary from their website

Single-familySmall multifamilyCommercial
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Chapel Realty Property Management. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
7.7%
Good
5yr Growth
+1.4%
Slow

📊 Market Snapshot

Home Value $164,563
Monthly Rent $1,629
Price-to-Rent 8.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.9%
Cap Rate 7.7%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +8.8% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +1.4% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year -4.2% ▼
3-Year CAGR +2.3% ▲
5-Year CAGR +3.3% ▲
Neutral Leverage Cap Rate: 7.7%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.7%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.4%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 19131

Population: 44,799

💰 Median Household Income
$45,434
This area
$45,434
State
$73,647
USA
$74,580
🏠 Renter Occupied
56.0%
This area
56.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-7.4%
USA
3.7%
🎓 College Educated
31.7%
This area
31.7%
State
12.3%
USA
33.7%
👤 Median Age
33.7 years
This area
33.7 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.7%
This area
16.7%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
Black/African American 80.3%
White 11.2%
Other/Mixed 5.0%
Asian 3.6%
Hispanic/Latino 1.9%
👶 Under 18
20.4%
This area
20.4%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
22.4%
This area
22.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19131

A Avg School Grade
12 Schools
15.0:1 Avg Class Size
$29,226 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Heston Edward Sch

📚 Pre-K – 08 School
👥
315 Students
👨‍🏫
10.8:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Blankenburg Rudolph Sch

📚 Pre-K – 08 School
👥
257 Students
👨‍🏫
9.9:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Samuel Gompers Sch

📚 K – 08 School
👥
238 Students
👨‍🏫
11.1:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Overbrook HS

📚 09 – 12 High School
👥
391 Students
👨‍🏫
12.5:1 Class Size
💰
$36,791 Per Student
A+ Excellent

The Science Leadership Academy at Beeber

📚 05 – 12 High School
👥
557 Students
👨‍🏫
14.4:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Mastery CS - Shoemaker Campus

📚 07 – 12 High School Charter
👥
742 Students
👨‍🏫
14.4:1 Class Size
💰
$21,983 Per Student
A Very Good

KIPP DuBois CS

📚 09 – 12 High School Charter
👥
523 Students
👨‍🏫
14.5:1 Class Size
💰
$17,231 Per Student
A Very Good

Guidon S Bluford El Sch

📚 K – 08 School
👥
531 Students
👨‍🏫
20.8:1 Class Size
💰
$36,791 Per Student
B+ Above Average

Mastery CS - Mann Campus

📚 K – 06 School Charter
👥
560 Students
👨‍🏫
17.0:1 Class Size
💰
$19,177 Per Student
B+ Above Average

Discovery CS

📚 K – 08 School Charter
👥
621 Students
👨‍🏫
19.4:1 Class Size
💰
$34,348 Per Student
B+ Above Average

KIPP West Philadelphia CS

📚 K – 08 School Charter
👥
849 Students
👨‍🏫
15.2:1 Class Size
💰
$18,076 Per Student
B+ Above Average

Global Leadership Academy CS

📚 K – 08 School Charter
👥
668 Students
👨‍🏫
20.2:1 Class Size
💰
$19,150 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Philadelphia College of Osteopathic Medicine
3,027 students · 1.1 mi
C+
Saint Joseph's University
7,201 students · 1.1 mi
B
Talmudical Yeshiva of Philadelphia
120 students · 1.6 mi
C
Saint Charles Borromeo Seminary-Overbrook
173 students · 2.0 mi
C
Walnut Hill College
127 students · 2.4 mi
B
Drexel University
21,703 students · 2.8 mi
C
Roxborough Memorial Hospital School of Nursing
144 students · 2.8 mi
A
University of Pennsylvania
28,711 students · 2.9 mi

Frequently Asked Questions

Where do rents currently stand in Philadelphia, PA?

Philadelphia, PA rentals go for roughly $1,629/mo a month. That puts gross yield in solid territory relative to $165K acquisition costs.

How should investors approach Philadelphia, PA?

The best-fit strategy in Philadelphia, PA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Should investors worry about vacancy in Philadelphia, PA?

Expect elevated vacancy in Philadelphia, PA. Rents at $1,629/mo are absorbed by the tenant base without meaningful lag.

How expensive is real estate in Philadelphia, PA?

Expect median prices around $165K in Philadelphia, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

Is Philadelphia in PA worth investing in?

With a 3.0/5 investability score, Philadelphia, PA ranks as a solid market for rental property investors. Median prices of $165K and rents of $1,629/mo drive the underlying numbers.

You know 19131 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 19131 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 19131 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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