Real Estate Investing in Bala-Cynwyd, Pennsylvania (19004)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 19004 (Bala-Cynwyd, PA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Bala-Cynwyd, PA (19004)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 19004 Bala-Cynwyd
The 19004 ZIP in Bala-Cynwyd, PA is a local-operator market. Outside capital chasing a $694K entry has to pair deep knowledge with the discount.
For an experienced owner, 19004 can be a worth a close look for hunting ground — but the discount at $694K reflects genuine risk that outside investors often underestimate.
ZIP 19004's metrics run below Montgomery County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 19004 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 19004 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Bala-Cynwyd:
Property Strategy for 19004
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $196,754 | $1,910 | 7.0% | +3.5% | $196,754 |
| 2BR | $374,302 | $2,270 | 4.4% | +4.9% | $187,151 |
| 3BR | $575,759 | $2,720 | 3.4% | +6.7% | $191,920 |
| 4BR | $861,030 | $3,040 | 2.5% | +8.7% | $215,258 |
| 5BR | $1,010,178 | — | — | +8.9% | $202,036 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 19004 Compare?
| Metric | 19004 | Bala-Cynwyd | Pennsylvania |
|---|---|---|---|
| Home Value | $694,414 | $694,414 | $278,018 |
| 5-Year CAGR | 6.8% | 6.8% | 6.3% |
| Avg Rent | $2,370 | $2,370 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 19004 (Bala-Cynwyd, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $694,414 |
| Monthly Rent | $2,370 |
| Price-to-Rent | 24.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +7.2% ▲ |
| 3-Year CAGR | +6.2% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | -5.4% ▼ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +4.3% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 19004
Population: 10,439
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 19004
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Heston Edward Sch
Lamberton Robert E Sch
Merion El Sch
Penn Valley Sch
Roxborough HS
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Bala-Cynwyd, PA a good market for buy-and-hold investors?
With a 3.0/5 investability score, Bala-Cynwyd, PA ranks as a solid market for rental property investors. Median prices of $694K and rents of $2,370/mo drive the underlying numbers.
Is vacancy a concern in Bala-Cynwyd, PA?
Vacancy in Bala-Cynwyd, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,370/mo.
What do rentals go for in Bala-Cynwyd, PA?
Rent in Bala-Cynwyd, PA is around $2,370/mo. The resulting rent-to-value relationship with $694K pricing is reasonable for most investor models.
Does house hacking make sense in Bala-Cynwyd, PA?
House hacking in Bala-Cynwyd, PA is a challenging. With home values around $694K and rents at $2,370/mo, owner-occupants can offset a meaningful share of PITI.
Are eviction rules reasonable in Bala-Cynwyd, PA?
Landlord-friendliness in Bala-Cynwyd, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
You know 19004 now. You don’t know where it ranks.
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How 19004 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
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