Charlottesville, VA Metro Area - Investment Guide
Metro Area • 29 Cities • 37 ZIP Codes
Avg Home Value
$416,098
Avg Monthly Rent
$1,618
Avg Cap Rate
3.27%
Avg Investability
3.0 ★
Cities
29
ZIP Codes
37
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Charlottesville, VA Metro Area
Even conditions for buyers and sellers
57 days
Average time to sell
Average
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Charlottesville, VA
Every ZIP in the metro, ranked four ways. Free.
Cities in Charlottesville, VA
Afton
Virginia
1 ZIPs
Arrington
Virginia
1 ZIPs
Barboursville
Virginia
1 ZIPs
Bremo Bluff
Virginia
3 ZIPs
Charlottesville
Virginia
11 ZIPs
Covesville
Virginia
1 ZIPs
Crozet
Virginia
1 ZIPs
Dyke
Virginia
1 ZIPs
Earlysville
Virginia
1 ZIPs
Esmont
Virginia
1 ZIPs
Faber
Virginia
1 ZIPs
Free Union
Virginia
1 ZIPs
Gladstone
Virginia
1 ZIPs
Gordonsville
Virginia
1 ZIPs
Greenwood
Virginia
1 ZIPs
Howardsville
Virginia
1 ZIPs
Keswick
Virginia
1 ZIPs
Lovingston
Virginia
2 ZIPs
North Garden
Virginia
1 ZIPs
Palmyra
Virginia
1 ZIPs
Piney River
Virginia
1 ZIPs
Roseland
Virginia
1 ZIPs
Ruckersville
Virginia
1 ZIPs
Schuyler
Virginia
2 ZIPs
Scottsville
Virginia
1 ZIPs
Stanardsville
Virginia
1 ZIPs
Troy
Virginia
1 ZIPs
Tyro
Virginia
2 ZIPs
Wintergreen
Virginia
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 22911 | Charlottesville | VA | $501,236 | $2,212 | 3.44% | |
| 22947 | Keswick | VA | $835,117 | $1,791 | 1.67% | |
| 23055 | Bremo Bluff | VA | $343,033 | $1,458 | 3.32% | |
| 22931 | Covesville | VA | $405,001 | $1,404 | 2.70% | |
| 22964 | Piney River | VA | $196,833 | $1,404 | 5.56% | |
| 24590 | Scottsville | VA | $332,547 | $1,404 | 3.29% | |
| 22938 | Faber | VA | $354,543 | $1,404 | 3.09% | |
| 22971 | Lovingston | VA | $258,063 | $1,404 | 4.24% | |
| 22940 | Free Union | VA | $608,074 | $1,782 | 2.29% | |
| 22973 | Stanardsville | VA | $342,262 | $1,250 | 2.85% | |
| 22920 | Afton | VA | $435,368 | $1,404 | 2.52% | |
| 22949 | Lovingston | VA | $322,196 | $1,404 | 3.40% | |
| 23084 | Columbia | VA | $389,142 | $1,404 | 2.81% | |
| 22932 | Crozet | VA | $609,708 | $2,550 | 3.26% | |
| 22967 | Roseland | VA | $403,992 | $1,404 | 2.71% | |
| 24599 | Schuyler | VA | $203,768 | $1,404 | 5.37% | |
| 22935 | Dyke | VA | $415,555 | $1,512 | 2.84% | |
| 22968 | Ruckersville | VA | $390,099 | $1,404 | 2.81% | |
| 22901 | Charlottesville | VA | $535,690 | $1,828 | 2.66% | |
| 22942 | Gordonsville | VA | $395,159 | $1,404 | 2.77% | |
| 22974 | Troy | VA | $453,215 | $1,638 | 2.82% | |
| 22922 | Arrington | VA | $231,143 | $1,404 | 4.74% | |
| 22958 | Wintergreen | VA | $582,835 | $1,404 | 1.88% | |
| 24464 | Tyro | VA | $351,416 | $1,404 | 3.12% | |
| 22923 | Barboursville | VA | $423,876 | $1,665 | 3.06% | |
| 22959 | North Garden | VA | $543,785 | $1,404 | 2.01% | |
| 24553 | Gladstone | VA | $232,694 | $1,404 | 4.71% | |
| 22936 | Earlysville | VA | $660,404 | $1,773 | 2.09% | |
| 22969 | Schuyler | VA | $265,405 | $1,404 | 4.13% | |
| 22902 | Charlottesville | VA | $490,599 | $2,064 | 3.28% | |
| 22943 | Greenwood | VA | $557,262 | $1,575 | 2.20% | |
| 22976 | Tyro | VA | $289,460 | $1,404 | 3.78% | |
| 22903 | Charlottesville | VA | $543,374 | $2,037 | 2.92% | |
| 22947 | Keswick | VA | $812,648 | $1,791 | 1.72% | |
| 23022 | Bremo Bluff | VA | $257,875 | $1,458 | 4.41% | |
| 22931 | Covesville | VA | $382,945 | $1,404 | 2.86% | |
| 22963 | Palmyra | VA | $383,404 | $2,089 | 4.25% | |
| 24562 | Howardsville | VA | $262,169 | $1,404 | 4.18% | |
| 22937 | Esmont | VA | $304,990 | $1,404 | 3.59% | |
| 22971 | Lovingston | VA | $239,213 | $1,404 | 4.58% | |
| 22911 | Charlottesville | VA | $518,860 | $2,312 | 3.48% | |
| 22949 | Lovingston | VA | $307,465 | $1,404 | 3.56% | |
| 23055 | Bremo Bluff | VA | $351,242 | $1,458 | 3.24% | |
| 22932 | Crozet | VA | $596,566 | $2,275 | 2.97% | |
| 22964 | Piney River | VA | $214,903 | $1,404 | 5.10% | |
| 24590 | Scottsville | VA | $343,695 | $1,404 | 3.19% | |
| 22938 | Faber | VA | $375,486 | $1,404 | 2.92% | |
| 22973 | Stanardsville | VA | $329,338 | $1,404 | 3.33% | |
| 22940 | Free Union | VA | $635,943 | $1,782 | 2.19% | |
| 22974 | Troy | VA | $433,717 | $1,638 | 2.95% |
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About Charlottesville, VA Real Estate Market
The Charlottesville, VA metropolitan statistical area (MSA) encompasses 29 cities and 37 ZIP codes. The average home value across the metro is $416,098, with an average monthly rent of $1,618. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.