Charlottesville, VA Metro Area - Investment Guide
Metro Area • 29 Cities • 37 ZIP Codes
Avg Home Value
$416,098
Avg Monthly Rent
$1,618
Avg Cap Rate
3.27%
Avg Investability
3.0 ★
Cities
29
ZIP Codes
37
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Charlottesville, VA Metro Area
Even conditions for buyers and sellers
58 days
Average time to sell
Average
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Charlottesville, VA
Every ZIP in the metro, ranked four ways. Free.
Cities in Charlottesville, VA
Afton
Virginia
1 ZIPs
Arrington
Virginia
1 ZIPs
Barboursville
Virginia
1 ZIPs
Bremo Bluff
Virginia
3 ZIPs
Charlottesville
Virginia
11 ZIPs
Covesville
Virginia
1 ZIPs
Crozet
Virginia
1 ZIPs
Dyke
Virginia
1 ZIPs
Earlysville
Virginia
1 ZIPs
Esmont
Virginia
1 ZIPs
Faber
Virginia
1 ZIPs
Free Union
Virginia
1 ZIPs
Gladstone
Virginia
1 ZIPs
Gordonsville
Virginia
1 ZIPs
Greenwood
Virginia
1 ZIPs
Howardsville
Virginia
1 ZIPs
Keswick
Virginia
1 ZIPs
Lovingston
Virginia
2 ZIPs
North Garden
Virginia
1 ZIPs
Palmyra
Virginia
1 ZIPs
Piney River
Virginia
1 ZIPs
Roseland
Virginia
1 ZIPs
Ruckersville
Virginia
1 ZIPs
Schuyler
Virginia
2 ZIPs
Scottsville
Virginia
1 ZIPs
Stanardsville
Virginia
1 ZIPs
Troy
Virginia
1 ZIPs
Tyro
Virginia
2 ZIPs
Wintergreen
Virginia
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 22963 | Palmyra | VA | $372,417 | $1,818 | 3.81% | |
| 24553 | Gladstone | VA | $235,493 | $1,404 | 4.65% | |
| 22937 | Esmont | VA | $285,577 | $1,404 | 3.83% | |
| 22969 | Schuyler | VA | $281,568 | $1,404 | 3.89% | |
| 22902 | Charlottesville | VA | $488,379 | $2,055 | 3.28% | |
| 22943 | Greenwood | VA | $586,921 | $1,575 | 2.09% | |
| 23022 | Bremo Bluff | VA | $243,011 | $1,458 | 4.68% | |
| 22923 | Barboursville | VA | $436,054 | $2,911 | 5.21% | |
| 22931 | Covesville | VA | $402,164 | $1,404 | 2.72% | |
| 22964 | Piney River | VA | $199,333 | $1,404 | 5.49% | |
| 24562 | Howardsville | VA | $262,119 | $1,404 | 4.18% | |
| 22938 | Faber | VA | $354,543 | $1,404 | 3.09% | |
| 22971 | Lovingston | VA | $261,616 | $1,404 | 4.19% | |
| 22903 | Charlottesville | VA | $541,799 | $2,052 | 2.95% | |
| 22947 | Keswick | VA | $827,194 | $1,791 | 1.69% | |
| 23055 | Bremo Bluff | VA | $329,928 | $1,458 | 3.45% | |
| 22911 | Charlottesville | VA | $521,575 | $2,258 | 3.38% | |
| 22949 | Lovingston | VA | $317,179 | $1,404 | 3.45% | |
| 23084 | Columbia | VA | $374,972 | $1,404 | 2.92% | |
| 22932 | Crozet | VA | $609,553 | $2,565 | 3.28% | |
| 22967 | Roseland | VA | $402,511 | $1,404 | 2.72% | |
| 24590 | Scottsville | VA | $348,348 | $1,404 | 3.14% | |
| 22940 | Free Union | VA | $608,074 | $1,782 | 2.29% | |
| 22973 | Stanardsville | VA | $343,208 | $1,404 | 3.19% | |
| 22901 | Charlottesville | VA | $519,938 | $1,763 | 2.64% | |
| 22942 | Gordonsville | VA | $395,159 | $1,404 | 2.77% | |
| 22974 | Troy | VA | $456,344 | $1,638 | 2.80% | |
| 22920 | Afton | VA | $461,978 | $1,404 | 2.37% | |
| 22958 | Wintergreen | VA | $579,532 | $1,404 | 1.89% | |
| 24464 | Tyro | VA | $339,560 | $1,404 | 3.23% | |
| 22935 | Dyke | VA | $412,533 | $1,512 | 2.86% | |
| 22968 | Ruckersville | VA | $387,402 | $1,404 | 2.83% | |
| 24599 | Schuyler | VA | $222,487 | $1,404 | 4.92% | |
| 22936 | Earlysville | VA | $655,899 | $1,773 | 2.11% | |
| 22969 | Schuyler | VA | $263,377 | $1,404 | 4.16% | |
| 22902 | Charlottesville | VA | $475,748 | $2,014 | 3.30% | |
| 22943 | Greenwood | VA | $557,262 | $1,575 | 2.20% | |
| 22976 | Tyro | VA | $292,438 | $1,404 | 3.74% | |
| 22922 | Arrington | VA | $247,821 | $1,404 | 4.42% | |
| 22959 | North Garden | VA | $542,776 | $1,404 | 2.02% | |
| 24553 | Gladstone | VA | $219,764 | $1,404 | 4.98% | |
| 22923 | Barboursville | VA | $439,104 | $2,575 | 4.57% | |
| 22963 | Palmyra | VA | $381,692 | $1,939 | 3.96% | |
| 24562 | Howardsville | VA | $256,886 | $1,404 | 4.26% | |
| 22937 | Esmont | VA | $302,269 | $1,404 | 3.62% | |
| 22971 | Lovingston | VA | $245,931 | $1,404 | 4.45% | |
| 22903 | Charlottesville | VA | $524,920 | $1,989 | 2.96% | |
| 22947 | Keswick | VA | $812,648 | $1,791 | 1.72% | |
| 23022 | Bremo Bluff | VA | $261,588 | $1,458 | 4.35% | |
| 22911 | Charlottesville | VA | $507,879 | $2,323 | 3.57% |
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About Charlottesville, VA Real Estate Market
The Charlottesville, VA metropolitan statistical area (MSA) encompasses 29 cities and 37 ZIP codes. The average home value across the metro is $416,098, with an average monthly rent of $1,618. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.