Real Estate Investing in Bremo Bluff, Virginia (23055)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 23055 (Bremo Bluff, VA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 28.7% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bremo Bluff, VA (23055)?
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Market Analysis: 23055 Bremo Bluff
ZIP 23055 inside Fluvanna County looks affordable on the surface — median value of $351K — but the discount exists for reasons that a careful buyer should understand before committing.
The 23055 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 23055's metrics run below Fluvanna County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A significant renter share of 60% in 23055 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 23055 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Bremo Bluff:
Market Trends
Home Value History (with trend line)
📊 How Does 23055 Compare?
| Metric | 23055 | Bremo Bluff | Charlottesville, VA | Virginia |
|---|---|---|---|---|
| Home Value | $351,242 | $276,701 | N/A | $403,170 |
| 5-Year CAGR | 5.6% | 4.6% | N/A | 6.4% |
| Avg Rent | $1,458 | $1,269 | N/A | - |
| Cap Rate | 3.2% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 23055 (Bremo Bluff, VA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $351,242 |
| Monthly Rent | $1,458 |
| Price-to-Rent | 20.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 23055
Population: 950
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 23055
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How qualified is the tenant pool in Bremo Bluff, VA?
The tenant pool in Bremo Bluff, VA is solid, supported by local employment and population fundamentals. Rents of $1,458/mo are well-absorbed by the market.
Should investors consider Bremo Bluff, VA?
With a 3.0/5 investability score, Bremo Bluff, VA ranks as a solid market for rental property investors. Median prices of $351K and rents of $1,458/mo drive the underlying numbers.
What does house hacking look like in Bremo Bluff, VA?
For house hackers, Bremo Bluff, VA is a challenging. The $1,458/mo rent on a unit helps defray the mortgage on a $351K property.
Does Bremo Bluff, VA favor landlords or tenants?
Bremo Bluff, VA operates under VA law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
How much do tenants pay in Bremo Bluff, VA?
Rent in Bremo Bluff, VA is around $1,458/mo. The resulting rent-to-value relationship with $351K pricing is reasonable for most investor models.
You know 23055 now. You don’t know where it ranks.
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How 23055 ranks in Charlottesville, VA
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