Real Estate Investing in Cartersville, Virginia (23027)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cumberland County • Population: 1,727 • Data updated: September 2026

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Should you buy in 23027 (Cartersville, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cartersville, VA (23027)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $333,167
Avg Monthly Rent $1,350
1% Rule ✗ Does Not Meet
Median Income $78,875
% Renters 12.2%

Market Analysis: 23027 Cartersville

ZIP 23027 in Cartersville, VA carries a resilient set of headwinds. Home values near $333K and rents of $1,350/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 23027 can be a an appealing option for hunting ground — but the discount at $333K reflects genuine risk that outside investors often underestimate.

The gap between 23027 and stronger Cartersville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A robust renter share of 12% in 23027 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 23027 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cartersville:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+8.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,350/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 23027

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
3BR
+8.1% 5yr CAGR
Best Overall Value
2BR
$95,598/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $191,196 $1,500 5.6% $95,598
3BR $322,910 $1,800 4.0% +8.1% $107,637

Market Trends

Home Value History (with trend line)

$348K$304K$260K$216K$171K$127KJan 2012May 2019Jul 2026

📊 How Does 23027 Compare?

Metric 23027 Cartersville Virginia
Home Value $333,167 $333,167 $403,170
5-Year CAGR 6.7% 6.7% 6.4%
Avg Rent $1,350 $1,350 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 23027? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 23027 (Cartersville, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.7%
Strong

📊 Market Snapshot

Home Value $333,167
Monthly Rent $1,350
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +8.7% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 23027

Population: 1,727

💰 Median Household Income
$78,875
This area
$78,875
State
$80,295
USA
$74,580
🏠 Renter Occupied
12.2%
This area
12.2%
State
25.7%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-18.5%
USA
3.7%
🎓 College Educated
23.9%
This area
23.9%
State
4.0%
USA
33.7%
👤 Median Age
48.2 years
This area
48.2 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 67.3%
Black/African American 27.7%
Other/Mixed 5.0%
Hispanic/Latino 2.0%
👶 Under 18
15.4%
This area
15.4%
USA
22.0%
👴 65 and Over
27.8%
This area
27.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How do home values compare in Cartersville, VA?

Median home price in Cartersville, VA is near $333K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

Are rents high in Cartersville, VA?

Average rent in Cartersville, VA is approximately $1,350/mo per month. Against $333K home values that yields a reasonable rent-to-price ratio.

Are renters plentiful in Cartersville, VA?

The tenant pool in Cartersville, VA is solid, supported by local employment and population fundamentals. Rents of $1,350/mo are well-absorbed by the market.

Are landlord laws favorable in Cartersville, VA?

For rental operators, Cartersville, VA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How does Cartersville, VA rate as a rental market?

Our data puts Cartersville, VA at 3.0/5 for investability. Home prices of $333K and rents around $1,350/mo create a solid backdrop for investor activity.

You know 23027 now. You don’t know where it ranks.

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