Real Estate Investing in Bremo Bluff, Virginia (23022)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fluvanna County • Population: 1,130 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 23022 (Bremo Bluff, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bremo Bluff, VA (23022)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $257,875
Avg Monthly Rent $1,458
1% Rule ✗ Does Not Meet
Median Income $46,250
% Renters 7.1%

Market Analysis: 23022 Bremo Bluff

The 23022 ZIP in Bremo Bluff, VA is a local-operator market. Outside capital chasing a $258K entry has to pair deep knowledge with the discount.

The 23022 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 23022's metrics run below Fluvanna County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 23022 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 23022 is an operator game, not a passive one. On balance, entry prices of $258K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bremo Bluff:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,458/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Charlottesville, VA Metro Area
Even conditions for buyers and sellers
58 days
Average time to sell
Average
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Charlottesville, VA metro data

Market Trends

Home Value History (with trend line)

$279K$245K$211K$178K$144K$110KFeb 2009Nov 2017Jul 2026

📊 How Does 23022 Compare?

Metric 23022 Bremo Bluff Charlottesville, VA Virginia
Home Value $257,875 $276,701 N/A $403,170
5-Year CAGR 3.7% 4.6% N/A 6.4%
Avg Rent $1,458 $1,269 N/A -
Cap Rate 4.4% 3.6% - -
💡 Why Invest in 23022? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 23022 (Bremo Bluff, VA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 23022 (Bremo Bluff, VA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+3.7%
Moderate

📉 Market Crash Risk Index

Based on Charlottesville, VA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
1/2
58 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $257,875
Monthly Rent $1,458
Price-to-Rent 14.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 23022

Population: 1,130

💰 Median Household Income
$46,250
This area
$46,250
State
$80,295
USA
$74,580
🏠 Renter Occupied
7.1%
This area
7.1%
State
25.7%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-18.5%
USA
3.7%
🎓 College Educated
26.8%
This area
26.8%
State
4.0%
USA
33.7%
👤 Median Age
40.9 years
This area
40.9 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 48.5%
White 39.2%
Other/Mixed 12.3%
👶 Under 18
18.3%
This area
18.3%
USA
22.0%
👴 65 and Over
30.8%
This area
30.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Bremo Bluff in VA worth investing in?

Investors tracking Bremo Bluff, VA will find a 3.0/5 rating supported by $258K median home values and $1,458/mo rents. That profile suits long-term holders targeting even-keeled returns.

What is the average home sale price in Bremo Bluff, VA?

Expect median prices around $258K in Bremo Bluff, VA. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

Do landlords face vacancy issues in Bremo Bluff, VA?

Expect elevated vacancy in Bremo Bluff, VA. Rents at $1,458/mo are absorbed by the tenant base without meaningful lag.

What approach is best for Bremo Bluff, VA real estate?

The best-fit strategy in Bremo Bluff, VA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Where do rents currently stand in Bremo Bluff, VA?

The typical rental in Bremo Bluff, VA commands about $1,458/mo monthly. That rent profile even-keeled cash flow against the $258K purchase basis.

You know 23022 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 23022 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 23022 ranks in Charlottesville, VA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 23022 (Bremo Bluff)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 23022 (Bremo Bluff, VA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.