Most Affordable ZIP Codes in Charlottesville, VA (2026)

The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.

# ZIP City Home value Rent Cap rate 5-yr growth
1 22964 Piney River, VA $209,873 $1,404 5.22% 5.0%
2 24599 Schuyler, VA $222,487 $1,404 4.92% 2.8%
3 24553 Gladstone, VA $235,493 $1,404 4.65% 5.1%
4 22922 Arrington, VA $247,821 $1,404 4.42% 6.1%
5 23022 Bremo Bluff, VA $257,875 $1,458 4.41% 3.7%
6 22971 Lovingston, VA $258,063 $1,404 4.24% 5.5%
7 24562 Howardsville, VA $262,119 $1,404 4.18% 2.2%
8 22969 Schuyler, VA $276,790 $1,404 3.96% 5.2%
9 22976 Tyro, VA $289,460 $1,404 3.78% 6.5%
10 22937 Esmont, VA $308,862 $1,404 3.55% 5.6%
11 22949 Lovingston, VA $322,894 $1,404 3.39% 5.5%
12 22973 Stanardsville, VA $342,262 $1,250 2.85% 5.0%
13 24590 Scottsville, VA $348,348 $1,404 3.14% 5.5%
14 23055 Bremo Bluff, VA $351,242 $1,458 3.24% 5.6%
15 24464 Tyro, VA $363,609 $1,404 3.01% 3.8%
16 22938 Faber, VA $374,566 $1,404 2.92% 5.4%
17 22963 Palmyra, VA $380,471 $2,000 4.10% 5.3%
18 23084 Columbia, VA $394,184 $1,404 2.78% 4.7%
19 22968 Ruckersville, VA $400,716 $2,225 4.33% 5.5%
20 22931 Covesville, VA $406,130 $1,404 2.70% 5.9%
21 22942 Gordonsville, VA $413,435 $1,404 2.65% 5.6%
22 22935 Dyke, VA $416,702 $1,512 2.83% 4.7%
23 22967 Roseland, VA $418,178 $1,404 2.62% 6.1%
24 22923 Barboursville, VA $439,104 $2,575 4.57% 5.0%
25 22974 Troy, VA $453,215 $1,638 2.82% 5.6%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Cash Flow in Charlottesville, VA  ·  Appreciation in Charlottesville, VA

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