Real Estate Investing in Ruckersville, Virginia (22968)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greene County • Population: 10,603 • Data updated: September 2026

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Should you buy in 22968 (Ruckersville, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Ruckersville, VA (22968)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $400,716
Avg Monthly Rent $2,225
1% Rule ✗ Does Not Meet
Median Income $81,828
% Renters 21.9%

Market Analysis: 22968 Ruckersville

Looking more closely, ZIP 22968 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $401K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 22968 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 22968 among VA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 22968 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ruckersville:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,225/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Charlottesville, VA Metro Area
Even conditions for buyers and sellers
58 days
Average time to sell
Average
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Charlottesville, VA metro data
🏠

Property Strategy for 22968

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
4BR
+7.4% 5yr CAGR
Best Overall Value
3BR
$121,072/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $312,940 $1,560 3.6% +6.2% $156,470
3BR $363,216 $1,940 3.8% +7.4% $121,072
4BR $516,056 $2,360 3.3% +7.4% $129,014

Market Trends

Home Value History (with trend line)

$417K$370K$324K$277K$231K$184KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,232$2,212$2,191$2,171$2,150$2,130Apr 2026May 2026May 2026

📊 How Does 22968 Compare?

Metric 22968 Ruckersville Charlottesville, VA Virginia
Home Value $400,716 $400,716 N/A $403,170
5-Year CAGR 5.5% 5.5% N/A 6.4%
Avg Rent $2,225 $2,225 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 22968? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 22968 (Ruckersville, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Charlottesville, VA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
1/2
58 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $400,716
Monthly Rent $2,225
Price-to-Rent 15.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.3%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 22968

Population: 10,603

💰 Median Household Income
$81,828
This area
$81,828
State
$80,295
USA
$74,580
🏠 Renter Occupied
21.9%
This area
21.9%
State
25.7%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-18.5%
USA
3.7%
🎓 College Educated
28.0%
This area
28.0%
State
4.0%
USA
33.7%
👤 Median Age
40.5 years
This area
40.5 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
3.3%
This area
3.3%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 76.7%
Other/Mixed 14.7%
Hispanic/Latino 10.3%
Black/African American 5.9%
Asian 2.6%
👶 Under 18
25.6%
This area
25.6%
USA
22.0%
👴 65 and Over
17.9%
This area
17.9%
USA
17.3%
📊 Poverty Rate
9.7%
This area
9.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 22968

A Avg School Grade
1 Schools
14.0:1 Avg Class Size
$14,215 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Ruckersville Elementary

📚 K – 05 Elementary
👥
503 Students
👨‍🏫
14.0:1 Class Size
💰
$14,215 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are there empty rentals in Ruckersville, VA?

Vacancy in Ruckersville, VA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,225/mo.

What kind of tenants rent in Ruckersville, VA?

Ruckersville, VA offers a steady renter base at the $2,225/mo rent level. Tenant turnover is reasonable for well-managed properties.

Should investors consider Ruckersville, VA?

With a 3.0/5 investability score, Ruckersville, VA ranks as a solid market for rental property investors. Median prices of $401K and rents of $2,225/mo drive the underlying numbers.

How strict are landlord regulations in Ruckersville, VA?

Ruckersville, VA operates under VA law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

Can I live-in-and-rent in Ruckersville, VA?

The house hack math a challenging in Ruckersville, VA. Owner-occupant buyers benefit from the $2,225/mo rents and $401K home values.

You know 22968 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 22968 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 22968 ranks in Charlottesville, VA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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