Real Estate Investing in Earlysville, Virginia (22936)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Albemarle County • Population: 6,478 • Data updated: September 2026

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Should you buy in 22936 (Earlysville, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 31.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Earlysville, VA (22936)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $658,895
Avg Monthly Rent $1,773
1% Rule ✗ Does Not Meet
Median Income $133,944
% Renters 9.5%

Market Analysis: 22936 Earlysville

ZIP 22936 inside Albemarle County looks affordable on the surface — median value of $659K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 22936 is durable only for operators who understand what they are buying. A $659K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader VA picture, 22936 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 22936 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Earlysville:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,773/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Charlottesville, VA Metro Area
Even conditions for buyers and sellers
58 days
Average time to sell
Average
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Charlottesville, VA metro data
🏠

Property Strategy for 22936

Which property type performs best in this market?

Best for Cash Flow
2BR
3.8% cap rate
Best for Appreciation
5BR
+7.1% 5yr CAGR
Best Overall Value
3BR
$171,322/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $378,181 $1,970 3.8% +5.4% $189,091
3BR $513,967 $2,400 3.4% +6.1% $171,322
4BR $750,807 $2,950 2.8% +6.8% $187,702
5BR $978,092 +7.1% $195,618

Market Trends

Home Value History (with trend line)

$684K$615K$546K$477K$408K$338KJul 2006Jul 2016Jul 2026

📊 How Does 22936 Compare?

Metric 22936 Earlysville Charlottesville, VA Virginia
Home Value $658,895 $658,895 N/A $403,170
5-Year CAGR 5.6% 5.6% N/A 6.4%
Avg Rent $1,773 $1,773 N/A -
Cap Rate 2.1% 2.1% - -
💡 Why Invest in 22936? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 22936 (Earlysville, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+5.6%
Moderate

📉 Market Crash Risk Index

Based on Charlottesville, VA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
1/2
58 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $658,895
Monthly Rent $1,773
Price-to-Rent 31.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 22936

Population: 6,478

💰 Median Household Income
$133,944
This area
$133,944
State
$80,295
USA
$74,580
🏠 Renter Occupied
9.5%
This area
9.5%
State
25.7%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-18.5%
USA
3.7%
🎓 College Educated
66.1%
This area
66.1%
State
4.0%
USA
33.7%
👤 Median Age
44.6 years
This area
44.6 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
2.2%
This area
2.2%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 84.7%
Other/Mixed 10.4%
Hispanic/Latino 7.9%
Black/African American 3.6%
Asian 1.3%
👶 Under 18
25.6%
This area
25.6%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 22936

A+ Avg School Grade
1 Schools
12.2:1 Avg Class Size
$20,208 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Broadus Wood Elementary

📚 Pre-K – 05 Elementary
👥
284 Students
👨‍🏫
12.2:1 Class Size
💰
$20,208 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 714 Off-Campus Students
A
University of Virginia-Main Campus
25,924 students · 9.1 mi
C
Piedmont Virginia Community College
5,174 students · 11.1 mi

Investor Insight: With 714 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is it easy to find good tenants in Earlysville, VA?

Earlysville, VA draws a predictable base of working renters. Demand at the $1,773/mo rent level is reasonable for standard single-family and small multi rentals.

Is Earlysville, VA better for rentals, flips, or BRRRR?

A careful cash-flow rentals with hands-on management strategy Earlysville, VA best. The market produces reliable results for that approach at the $659K price point.

What is the typical home price in Earlysville, VA?

Earlysville, VA home values average about $659K. That price point suits investors targeting rentals with $1,773/mo in monthly income.

What is it like being a landlord in Earlysville, VA?

Rental owners in Earlysville, VA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is Earlysville, VA a good market for FHA house hackers?

The a challenging house-hack environment in Earlysville, VA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 22936 now. You don’t know where it ranks.

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How 22936 ranks in Charlottesville, VA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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