Real Estate Investing in Crozet, Virginia (22932)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 22932 (Crozet, VA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.6% of homes vacant — above national norms.
What’s happening in Crozet, VA (22932)?
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Market Analysis: 22932 Crozet
Investors eyeing 22932 need to respect the fundamentals at play. Home values of $610K come alongside slower price movement and elevated management overhead.
Rent of $2,538/mo on a $610K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 22932 sits below the stated 0.0% once reality is priced in.
Looking more closely, 22932 offers a low basis, the region around Crozet has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 22932 includes headwinds that any investor should price in. Income distribution skews lower than Crozet averages, and tenant stability requires active management.
The right play in 22932 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Crozet:
Property Strategy for 22932
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $344,092 | $2,150 | 4.5% | +5.3% | $172,046 |
| 3BR | $496,485 | $2,610 | 3.8% | +5.5% | $165,495 |
| 4BR | $688,576 | $3,220 | 3.4% | +5.7% | $172,144 |
| 5BR | $939,670 | — | — | +6.9% | $187,934 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 22932 Compare?
| Metric | 22932 | Crozet | Charlottesville, VA | Virginia |
|---|---|---|---|---|
| Home Value | $609,604 | $609,604 | N/A | $403,170 |
| 5-Year CAGR | 4.5% | 4.5% | N/A | 6.4% |
| Avg Rent | $2,538 | $2,538 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 22932 (Crozet, VA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $609,604 |
| Monthly Rent | $2,538 |
| Price-to-Rent | 20.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +4.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 22932
Population: 9,182
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 22932
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What kind of vacancy should I budget for in Crozet, VA?
Occupancy in Crozet, VA runs stable with elevated vacancy. Well-priced units at $2,538/mo lease on reasonable timelines.
How should investors approach Crozet, VA?
In Crozet, VA the durable play is typically careful cash-flow rentals with hands-on management. The combination of $610K prices and $2,538/mo rents suits that approach.
Where do home prices stand in Crozet, VA?
Crozet, VA median home values land near $610K. That is reasonable territory for investors looking at $2,538/mo-per-month rentals.
Are eviction rules reasonable in Crozet, VA?
Crozet, VA falls under VA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What is the renter demographic in Crozet, VA?
Crozet, VA offers a consistent renter base at the $2,538/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 22932 now. You don’t know where it ranks.
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