Real Estate Investing in Tyro, Virginia (22976)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nelson County • Population: 136 • Data updated: September 2026

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Should you buy in 22976 (Tyro, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 76.8% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tyro, VA (22976)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $289,460
Avg Monthly Rent $1,404
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 44.4%

Market Analysis: 22976 Tyro

The 22976 ZIP covers a section of Tyro that demands careful diligence. Prices near $289K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 22976 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Tyro have seen price recovery that 22976 has not matched. Nelson County data supports the view that the spread is structural rather than temporary.

Who lives in 22976 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 22976 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tyro:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+8.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,404/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Charlottesville, VA Metro Area
Even conditions for buyers and sellers
58 days
Average time to sell
Average
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Charlottesville, VA metro data

Market Trends

Home Value History (with trend line)

$303K$264K$225K$186K$147K$108KJul 2006Jul 2016Jul 2026

📊 How Does 22976 Compare?

Metric 22976 Tyro Charlottesville, VA Virginia
Home Value $289,460 $326,535 N/A $403,170
5-Year CAGR 6.5% 5.2% N/A 6.4%
Avg Rent $1,404 $1,404 N/A -
Cap Rate 3.8% 3.4% - -
💡 Why Invest in 22976? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 22976 (Tyro, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+6.5%
Strong

📉 Market Crash Risk Index

Based on Charlottesville, VA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
1/2
58 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $289,460
Monthly Rent $1,404
Price-to-Rent 17.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +8.7% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
76.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 22976

Population: 136

💰 Median Household Income
N/A
🏠 Renter Occupied
44.4%
This area
44.4%
State
25.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-18.5%
USA
3.7%
🎓 College Educated
17.2%
This area
17.2%
State
4.0%
USA
33.7%
👤 Median Age
49.4 years
This area
49.4 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
76.8%
This area
76.8%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 91.0%
Black/African American 9.0%
👶 Under 18
12.4%
This area
12.4%
USA
22.0%
👴 65 and Over
22.5%
This area
22.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What monthly rent should investors expect in Tyro, VA?

Tyro, VA rentals go for roughly $1,404/mo a month. That puts gross yield in solid territory relative to $289K acquisition costs.

Is the tenant base reliable in Tyro, VA?

Tenant quality in Tyro, VA ranks as solid. Landlords generally report measured occupancy at market rents of $1,404/mo.

What price range are homes in Tyro, VA?

Homes in Tyro, VA typically sell near $289K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

What strategy should investors use in Tyro, VA?

Most investors in Tyro, VA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What is it like being a landlord in Tyro, VA?

The landlord environment in Tyro, VA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

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How 22976 ranks in Charlottesville, VA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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