Real Estate Investing in Penfield, New York (14526)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14526 (Penfield, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Penfield, NY (14526)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14526 Penfield
This part of Monroe County is not an easy win. The 14526 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $1,543/mo on a $406K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14526 sits below the stated 0.0% once reality is priced in.
In the broader NY picture, 14526 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Resident income in 14526 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The right play in 14526 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Penfield:
Property Strategy for 14526
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $242,690 | $1,630 | 4.8% | +9.3% | $121,345 |
| 3BR | $322,116 | $1,960 | 4.4% | +9.0% | $107,372 |
| 4BR | $455,192 | $2,160 | 3.4% | +9.6% | $113,798 |
| 5BR | $526,094 | — | — | +10.0% | $105,219 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14526 Compare?
| Metric | 14526 | Penfield | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $405,854 | $405,854 | N/A | $505,608 |
| 5-Year CAGR | 8.5% | 8.5% | N/A | 6.6% |
| Avg Rent | $1,543 | $1,543 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14526 (Penfield, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $405,854 |
| Monthly Rent | $1,543 |
| Price-to-Rent | 21.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +9.2% ▲ |
| 3-Year CAGR | +7.5% ▲ |
| 5-Year CAGR | +8.5% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | -11.4% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14526
Population: 19,348
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14526
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
INDIAN LANDING ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the rental occupancy rate in Penfield, NY?
Occupancy in Penfield, NY runs reliable with elevated vacancy. Well-priced units at $1,543/mo lease on reasonable timelines.
What do landlords charge for rent in Penfield, NY?
Rent in Penfield, NY is around $1,543/mo. The resulting rent-to-value relationship with $406K pricing is reasonable for most investor models.
What is the median home value in Penfield, NY?
Typical homes in Penfield, NY go for around $406K. The 5-year CAGR of 0.0% reliable price movement.
How deep is the rental pool in Penfield, NY?
Expect a solid tenant pool in Penfield, NY. The rental market absorbs $1,543/mo rents without meaningful friction.
What kind of market is Penfield, NY for investors?
Our data puts Penfield, NY at 3.0/5 for investability. Home prices of $406K and rents around $1,543/mo create a solid backdrop for investor activity.
You know 14526 now. You don’t know where it ranks.
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How 14526 ranks in Rochester, NY
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