Real Estate Investing in Rochester, New York (14618)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14618 (Rochester, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rochester, NY (14618)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14618 Rochester
This part of Monroe County is not an easy win. The 14618 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $414K asset, 14618 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 14618 and stronger Rochester ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
From an investor standpoint, 24,621 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 14618 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Rochester:
Property Strategy for 14618
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $256,622 | $1,880 | 5.3% | +9.7% | $128,311 |
| 3BR | $349,002 | $2,260 | 4.7% | +9.0% | $116,334 |
| 4BR | $483,628 | $2,490 | 3.7% | +9.8% | $120,907 |
| 5BR | $674,184 | — | — | +10.4% | $134,837 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14618 Compare?
| Metric | 14618 | Rochester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $413,815 | $98,952 | N/A | $505,608 |
| 5-Year CAGR | 8.1% | 7.0% | N/A | 6.6% |
| Avg Rent | $1,922 | $1,517 | N/A | - |
| Cap Rate | 3.6% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14618 (Rochester, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $413,815 |
| Monthly Rent | $1,922 |
| Price-to-Rent | 18.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 11.7% |
📈 Home Appreciation
| 1-Year | +8.7% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | +8.1% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14618
Population: 24,621
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14618
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
SCHOOL 15-CHILDREN'S SCHOOL OF ROCHESTER (THE)
SCHOOL 28-HENRY HUDSON
SCHOOL 35-PINNACLE
ANNA MURRAY-DOUGLASS ACADEMY
COUNCIL ROCK PRIMARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the median home value in Rochester, NY?
Typical homes in Rochester, NY go for around $414K. The 5-year CAGR of 0.0% stable price movement.
Does a duplex house hack pencil in Rochester, NY?
For house hackers, Rochester, NY is a challenging. The $1,922/mo rent on a unit helps defray the mortgage on a $414K property.
Are eviction rules reasonable in Rochester, NY?
Rochester, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
Is Rochester, NY a smart market for rental property?
The 3.0/5 investability rating in Rochester, NY reflects its $414K prices and $1,922/mo rents. Investors generally consider it a solid option within NY.
How strong is tenant demand in Rochester, NY?
Working renters make up the core of the Rochester, NY tenant base. The pool is reasonable for investors targeting long-term holds.
You know 14618 now. You don’t know where it ranks.
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How 14618 ranks in Rochester, NY
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