ZIP Codes That Pass the 1% Rule in Rochester, NY (2026)
Where monthly rent is at least 1% of the purchase price — the quick screen investors use before running full numbers.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 14605 1% rule | Rochester, NY | $97,648 | $1,350 | 10.78% | 2.5% |
| 2 | 14608 1% rule | Rochester, NY | $122,123 | $1,501 | 9.59% | 4.3% |
| 3 | 14621 1% rule | Rochester, NY | $114,631 | $1,314 | 8.94% | 4.2% |
| 4 | 14611 1% rule | Rochester, NY | $122,634 | $1,331 | 8.47% | 7.0% |
| 5 | 14822 1% rule | Canaseraga, NY | $127,996 | $1,323 | 8.06% | 6.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Rochester, NY · Appreciation in Rochester, NY · Affordable in Rochester, NY
Or see the full Rochester, NY metro profile.