Real Estate Investing in Canaseraga, New York (14822)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Allegany County • Population: 826 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 14822 (Canaseraga, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.4% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Canaseraga, NY (14822)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $127,996
Avg Monthly Rent $1,323
1% Rule ✓ Meets
Median Income $62,050
% Renters 8.6%

Market Analysis: 14822 Canaseraga

Within Allegany County, the 14822 ZIP comes in at a lower entry point around $128K. In practical terms, operators who can improve stock here typically see outsized uplift.

The a credible choice for angle here is forced equity, not market equity. ZIP 14822 rewards investors who can execute on scope, timeline, and tenant turnover.

Across NY, value-add opportunity tends to concentrate where housing stock is older and entry prices are below the state median. ZIP 14822 records both traits clearly.

Demographically, 14822 is a working ZIP — not a luxury market. That profile is exactly what value-add operators need in order to price their renovated product correctly.

The strategy in 14822 is forced equity, not market equity. From a cash-flow lens, entry prices are accommodating at $128K, the returns sit in the renovation budget, not the holding period.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Canaseraga:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+16.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,323/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14822

Which property type performs best in this market?

Best for Cash Flow
4BR
13.5% cap rate
Best for Appreciation
3BR
+7.3% 5yr CAGR
Best Overall Value
4BR
$29,331/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $101,627 $1,470 10.4% $50,814
3BR $121,154 $1,870 11.1% +7.3% $40,385
4BR $117,325 $2,200 13.5% +6.6% $29,331

Market Trends

Home Value History (with trend line)

$133K$118K$104K$89K$75K$60KJul 2006Jul 2016Jul 2026

📊 How Does 14822 Compare?

Metric 14822 Canaseraga Rochester, NY New York
Home Value $127,996 $127,996 N/A $505,608
5-Year CAGR 6.0% 6.0% N/A 6.6%
Avg Rent $1,323 $1,323 N/A -
Cap Rate 8.1% 8.1% - -
💡 Why Invest in 14822? Click to expand

This ZIP code meets the 1% rule with rent at $1,323/mo on homes averaging $127,996 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14822 (Canaseraga, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 14822 (Canaseraga, NY)?

~25 seconds · no account needed · your report is anonymous

Investability
Excellent
Cap Rate
8.1%
Excellent
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $127,996
Monthly Rent $1,323
Price-to-Rent 8.1:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 12.4%
Cap Rate 8.1%
5-Year IRR 14.0%

📈 Home Appreciation

1-Year +16.0% ▲
3-Year CAGR +8.7% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.1%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.1%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.4%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.0%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14822

Population: 826

💰 Median Household Income
$62,050
This area
$62,050
State
$86,376
USA
$74,580
🏠 Renter Occupied
8.6%
This area
8.6%
State
26.4%
USA
34.0%
💼 Unemployment Rate
5.4%
This area
5.4%
State
-24.2%
USA
3.7%
🎓 College Educated
17.2%
This area
17.2%
State
4.2%
USA
33.7%
👤 Median Age
53.2 years
This area
53.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
31.4%
This area
31.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 99.6%
Other/Mixed 0.4%
Hispanic/Latino 0.1%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
28.5%
This area
28.5%
USA
17.3%
📊 Poverty Rate
9.1%
This area
9.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14822

A+ Avg School Grade
1 Schools
7.5:1 Avg Class Size
$45,685 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CANASERAGA SCHOOL

📚 Pre-K – 12 K-12
👥
210 Students
👨‍🏫
7.5:1 Class Size
💰
$45,685 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 146 Off-Campus Students
C+
SUNY College of Technology at Alfred
3,749 students · 12.7 mi
C+
Alfred University
1,843 students · 12.8 mi

Frequently Asked Questions

Should investors consider Canaseraga, NY?

Canaseraga, NY scores 5.0/5 for investability. Home values sit at $128K and rents near $1,323/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How much is rent in Canaseraga, NY?

Expect rents around $1,323/mo per month in Canaseraga, NY. With home values at $128K, the yield math works out to reasonable levels for rental investors.

Is Canaseraga, NY better for rentals, flips, or BRRRR?

In Canaseraga, NY the sturdy play is typically value-add and BRRRR deals. The combination of $128K prices and $1,323/mo rents suits that approach.

Does buy-rehab-rent-refinance work in Canaseraga, NY?

Operators BRRRR-ing in Canaseraga, NY report a strong results. Focus on sub-market acquisition and tight rehab budgets to capture the spread.

Is house hacking profitable in Canaseraga, NY?

Canaseraga, NY is a an attractive market for house hackers. FHA or conventional owner-occupant buyers find the $128K price point reasonable to enter.

You know 14822 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14822 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 14822 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 14822 (Canaseraga)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 14822 (Canaseraga, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.