Real Estate Investing in Almond, New York (14804)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Allegany County • Population: 1,501 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 14804 (Almond, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.4% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Almond, NY (14804)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $162,788
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $73,393
% Renters 9.0%

Market Analysis: 14804 Almond

The 14804 ZIP covers a section of Almond that demands careful diligence. Prices near $163K look accessible, but the work to make a deal cash flow is real.

On the rental side, the numbers look inviting — $163K purchase price, 0.0% nominal cap — the work to hit that pro forma in 14804 is substantial and deserves full respect.

Statewide comparisons place 14804 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A impressive renter share of 9% in 14804 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Almond's stable or hybrid ZIPs before stepping into 14804. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Almond:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+12.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 14804

Which property type performs best in this market?

Best for Cash Flow
4BR
6.8% cap rate
Best for Appreciation
3BR
+8.2% 5yr CAGR
Best Overall Value
4BR
$44,397/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $140,645 $1,110 5.7% +6.4% $70,323
3BR $156,089 $1,420 6.6% +8.2% $52,030
4BR $177,589 $1,670 6.8% +8.1% $44,397

Market Trends

Home Value History (with trend line)

$170K$150K$130K$110K$91K$71KJul 2006Jul 2016Jul 2026

📊 How Does 14804 Compare?

Metric 14804 Almond New York
Home Value $162,788 $162,788 $505,608
5-Year CAGR 6.7% 6.7% 6.6%
Avg Rent $999 $999 -
Cap Rate 4.8% 4.8% -
💡 Why Invest in 14804? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14804 (Almond, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 14804 (Almond, NY)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+6.7%
Strong

📊 Market Snapshot

Home Value $162,788
Monthly Rent $999
Price-to-Rent 13.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 11.4%

📈 Home Appreciation

1-Year +12.2% ▲
3-Year CAGR +8.0% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.4%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.7%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14804

Population: 1,501

💰 Median Household Income
$73,393
This area
$73,393
State
$86,376
USA
$74,580
🏠 Renter Occupied
9.0%
This area
9.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-24.2%
USA
3.7%
🎓 College Educated
30.3%
This area
30.3%
State
4.2%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
31.4%
This area
31.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 94.1%
Other/Mixed 4.8%
Asian 1.1%
Hispanic/Latino 0.4%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
15.1%
This area
15.1%
USA
17.3%
📊 Poverty Rate
7.6%
This area
7.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14804

A+ Avg School Grade
2 Schools
9.8:1 Avg Class Size
$34,554 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

ALFRED-ALMOND ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
267 Students
👨‍🏫
11.1:1 Class Size
💰
$34,554 Per Student
A+ Excellent

ALFRED-ALMOND JUNIOR-SENIOR HIGH SCHOOL

📚 07 – 12 High School
👥
243 Students
👨‍🏫
8.4:1 Class Size
💰
$34,554 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 146 Off-Campus Students
C+
SUNY College of Technology at Alfred
3,749 students · 5.0 mi
C+
Alfred University
1,843 students · 5.2 mi

Frequently Asked Questions

How does Almond, NY rate as a rental market?

Our data puts Almond, NY at 3.0/5 for investability. Home prices of $163K and rents around $999/mo create a solid backdrop for investor activity.

Is Almond, NY landlord-friendly?

The landlord environment in Almond, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

What monthly rent should investors expect in Almond, NY?

Almond, NY rentals go for roughly $999/mo a month. That puts gross yield in solid territory relative to $163K acquisition costs.

Is Almond, NY a good market for FHA house hackers?

The house hack math a challenging in Almond, NY. Owner-occupant buyers benefit from the $999/mo rents and $163K home values.

How tight is the rental market in Almond, NY?

Vacancy in Almond, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $999/mo.

You know 14804 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14804 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 14804 (Almond)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 14804 (Almond, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.