Real Estate Investing in Scio, New York (14880)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14880 (Scio, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 31.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Scio, NY (14880)?
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Market Analysis: 14880 Scio
The 14880 ZIP covers a section of Scio that demands careful diligence. Prices near $143K look accessible, but the work to make a deal cash flow is real.
The investment case in 14880 is sturdy only for operators who understand what they are buying. A $143K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Statewide comparisons place 14880 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Demographically, 14880 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. sturdy returns are possible in 14880, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Scio:
Property Strategy for 14880
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $117,263 | $1,020 | 6.3% | +8.9% | $58,632 |
| 3BR | $143,087 | $1,300 | 6.5% | +8.6% | $47,696 |
Market Trends
Home Value History (with trend line)
📊 How Does 14880 Compare?
| Metric | 14880 | Scio | New York |
|---|---|---|---|
| Home Value | $143,217 | $143,217 | $505,608 |
| 5-Year CAGR | 6.1% | 6.1% | 6.6% |
| Avg Rent | $918 | $918 | - |
| Cap Rate | 5.0% | 5.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14880 (Scio, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $143,217 |
| Monthly Rent | $918 |
| Price-to-Rent | 13.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.7% |
| Cap Rate | 5.0% |
| 5-Year IRR | 11.0% |
📈 Home Appreciation
| 1-Year | +9.7% ▲ |
| 3-Year CAGR | +8.1% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14880
Population: 1,475
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14880
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the investability score for Scio, NY?
Yes - Scio, NY a 3.0/5 investability score. With $143K home prices against $918/mo monthly rent, the market delivers a reasonable entry point for new investors.
Do rentals sit vacant long in Scio, NY?
Rental vacancy in Scio, NY is elevated. Investors should budget normal turnover but not chronic empty units.
How strict are landlord regulations in Scio, NY?
Scio, NY operates under NY law, which is tenant-protective overall for landlords. Expect steady treatment in typical lease and eviction cases.
Does house hacking make sense in Scio, NY?
House hacking works a challenging in Scio, NY. Rents of $918/mo against $143K acquisition make the strategy solid for owner-occupants.
How much do tenants pay in Scio, NY?
Rent in Scio, NY is around $918/mo. The resulting rent-to-value relationship with $143K pricing is reasonable for most investor models.
You know 14880 now. You don’t know where it ranks.
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